About This Home

This 3-bedroom, 3-bathroom single family at 16851 Anna St in Cedar Key, FL is listed for $999,900 ($661 per sqft). Built in 1994, the home offers 1,512 sqft of living space on a 0.66 acres lot.

Key Features

  • Built in 1994
  • 0.66 acre lot
  • Waterfront

Property Details

2 full, 1 half
1994

Amenities

WaterfrontHardwood
Listing Description

Tucked away at the end of a peaceful, quiet street, this exceptional waterfront retreat on the island of Cedar Key offers the perfect blend of coastal charm, boating lifestyle, and relaxed island living. Just a short golf cart ride to downtown shops, restaurants, and marinas, this beautifully maintained 3-bedroom, 2.5-bath home is designed for making the most of life on the water.

Step inside to an inviting open floor plan filled with natural light and stunning water views. The spacious living, dining, and kitchen areas flow seamlessly together, creating the ideal space for entertaining family and friends. Multiple levels of decking - both open-air and enclosed - provide endless opportunities to enjoy morning coffee, sunset cocktails, coastal breezes, and year-round outdoor living.

Boaters and anglers will appreciate the private dock featuring a floating dock and dedicated fish cleaning station, making it easy to head out for a day on the Gulf or clean the day's catch right at home. Beneath the home, the air-conditioned lower-level space offers the ultimate man cave, complete with two refrigerators and an ice maker - perfect for entertaining, game days, or storing all your fishing and boating essentials.

A separate storage area provides additional convenience for tools and gear. Outside, the fully landscaped yard creates a private tropical setting, while the large concrete slab under the home offers the perfect spot for a fire pit gathering area, outdoor entertaining, or relaxing after a day on the water. Whether you're searching for a full-time residence, weekend getaway, or income-producing island retreat, this waterfront gem delivers the laid-back luxury and boating lifestyle that make Cedar Key so special.

Monthly Cost Estimate

$5,348/mo

20% down · 6.5% · 30 years

Principal$723
Interest$4,333
Insurance$292

Estimates only. Actual payments may vary.

Location

16851 Anna St

Cedar Key, FL 32625

Cedar Key Shores

Features & Amenities

Interior Features

BlindsCeiling FansDecorative LightsFamily RoomKitchen IslandLaundry ClosetOpen Floor PlanQuartz CounterWindow TreatmentWood Cabinets

Exterior Features

BalconyCovered PatioEnclosed PatioEnclosed PorchOpen DeckOutdoor LightsPatioScreened PorchSlab

Property Details

Flooring

Ceramic/porcelainHardwood

Construction

Frame

Outdoor Features

PorchDeckPatio

Parking

Driveway

Heating

Electric (Heating)Central

Appliances

Cook Top - ElectricDishwasherDisposalDryer - ElectricMicrowaveRefrigeratorWasher

Questions & Answers

This 3-bedroom, 3-bathroom single family at 16851 Anna St is listed at $999,900 ($661/sqft). The estimated monthly payment is $5,348 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1994, 0.66 acre lot, Waterfront. Interior Features: Blinds, Ceiling Fans, Decorative Lights. Exterior Features: Balcony, Covered Patio, Enclosed Patio.

This property is listed by Angela Beckham and can be reached at 9042061257.

AB

Angela Beckham

Agent at Cedar Key Realty, Inc.

(904) 206-1257

Listed by Cedar Key Realty, Inc. · Broker phone: (352) 543-9899 · View on Broker Site · Broker website

MLS# 799144· Source: Dixie-Gilchrist-Levy Multiple Listing Service· 116 days on PropertySimple

Copyright © 2026 Dixie-Gilchrist-Levy Multiple Listing Service. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

16851 Anna St, Cedar Key, FL 32625

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