About This Home

This 2-bedroom, 3-bathroom single family at 1805 W 4th Street in Spencer, IA is listed for $398,000 ($220 per sqft). Built in 1988, the home offers 1,807 sqft of living space on a 2.36 acres lot.

Key Features

  • Built in 1988
  • 2.36 acre lot
  • Fireplace

Property Details

1 story
1 full, 1 half
2-car garage
1988

Amenities

FireplaceA/C
Listing Description

Country Comfort, City Convenience-Enjoy the best of both worlds. Located on Spencer's west edge near the Little Sioux River, this ranch home combines the convenience of town with the beauty of mature trees and 2.36 acres m/l to enjoy. Offering 1,807 sq.

ft. of main floor living, the home features an open floor plan with two bedrooms and two and a half baths. The kitchen offers abundant cabinetry, generous counter space, an electric cooktop, wall oven, and a peninsula overlooking the dining and living areas.

The spacious primary suite includes a walk-in closet and private full bath, while the main floor laundry is conveniently combined with a half bath. A brick, wood-burning fireplace creates a natural focal point in the living room. The full basement adds a large recreation room, a possible non-conforming bedroom, and additional space for storage or future finishing.

Outside, you'll appreciate the oversized attached two-car garage, detached shed/shop, patio, and the versatility that comes with a property of this size. This well-maintained property offers the space, the setting, andt he location to fit a variety of lifestyles.

Monthly Cost Estimate

$2,129/mo

20% down · 6.5% · 30 years

Principal$288
Interest$1,725
Insurance$116

Estimates only. Actual payments may vary.

Location

1805 W 4th Street

Spencer, IA 51301

Features & Amenities

Interior Features

Garage Door OpenerMain Floor BedroomsMain Floor LaundryWalk-in Closet

Exterior Features

Driveway-AsphaltIn-Grnd Sprklr SysPatio

Property Details

Construction

Brick Wood Siding

Outdoor Features

Patio

Heating

Forced Air

Cooling

Central Air

Appliances

CooktopDishwasherDisposalDryerRefrigeratorWall OvenWasher

Questions & Answers

This 2-bedroom, 3-bathroom single family at 1805 W 4th Street is listed at $398,000 ($220/sqft). The estimated monthly payment is $2,129 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1988, 2.36 acre lot, Fireplace. Interior Features: Garage Door Opener, Main Floor Bedrooms, Main Floor Laundry. Exterior Features: Driveway-Asphalt, In-Grnd Sprklr Sys, Patio.

This property is listed by Kelly Bierl.

KB

Kelly Bierl

Agent at Hometown Realty

Listed by Hometown Realty · Broker phone: (712) 260-5711 · View on Broker Site · Broker website

MLS# 260874· Source: Iowa Great Lakes Board of Realtors· 93 days on PropertySimple

Copyright © 2026 Iowa Great Lakes Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

1805 W 4th Street, Spencer, IA 51301

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