About This Home

This 3-bedroom, 2-bathroom single family at 181 12th St in Key Colony, FL is listed for $2,299,000 ($1,295 per sqft). Built in 1997, the home offers 1,775 sqft of living space on a 0.38 acres lot.

Key Features

  • Built in 1997
  • 0.38 acre lot
  • 2 stories
  • Private pool
  • Waterfront

Property Details

2 stories
2 full
1997

Amenities

PoolWaterfrontA/CRV Parking
Listing Description

Welcome to modern coastal living in Key Colony Beach, one of the true gems of the Florida Keys. This fully remodeled pool home blends a clean, contemporary style with an easy, open layout that feels tailor-made for the Keys lifestyle. Sitting on a rare 16,725 sq ft lot-about twice the typical size-and on the highly desired west side of the island, there's ample room for multiple vehicles, trailers, and even an RV.

The solid CBS stilt home is surrounded by lush landscaping and fruit trees for a private, tropical setting. Inside, cathedral ceilings make the 3 bed, 2 bath, 1,775 sq ft floor plan feel even more spacious. Nesting sliders open to a large screened porch, new outdoor kitchen, and multiple seating areas around the pool, creating a seamless indoor-outdoor flow that's ideal for entertaining.

Set on an enchanting corner lot just minutes from open water, you'll enjoy cooling ocean breezes and a short stroll to Sunset Beach Park for nightly sunsets. Boaters will love the 50' concrete dock with 50-amp power and water, with quick access to both the ocean and Bay via Vaca Cut-putting the Vaca sandbar, fishing, diving, and snorkeling all a short boat ride away.

With an adjustable-temperature pool for year-round use and 7-day rentals allowed, this property works beautifully as a personal retreat, income-producing vacation rental, or a combination of both. It's a turnkey Keys home in one of Key Colony Beach's most coveted locations.

Monthly Cost Estimate

$12,296/mo

20% down · 6.5% · 30 years

Principal$1,663
Interest$9,962
Insurance$671

Estimates only. Actual payments may vary.

Location

181 12th St

Key Colony, FL 33051

COURY SUBD

Features & Amenities

Interior Features

Second Floor EntryEntrance FoyerSplit Bedrooms

Exterior Features

FenceFruit TreesOutdoor GrillOutdoor ShowerStorm/Security Shutters

Property Details

Flooring

LaminateTile

Construction

Block

Pool Features

Pool

Parking

GuestRVCarportCovered

Heating

Central

Cooling

Central Air

Appliances

DryerDishwasherElectric RangeIce MakerMicrowaveRefrigeratorWasher

Questions & Answers

This 3-bedroom, 2-bathroom single family at 181 12th St is listed at $2,299,000 ($1,295/sqft). The estimated monthly payment is $12,296 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1997, 0.38 acre lot, 2 stories, Private pool, Waterfront. Interior Features: Second Floor Entry, Entrance Foyer, Split Bedrooms. Exterior Features: Fence, Fruit Trees, Outdoor Grill.

This property is listed by Ewa Schwarz and can be reached at 3057815704.

ES

Ewa Schwarz

License 3354704

Agent at LoKation Real Estate

(305) 781-5704

Listed by LoKation Real Estate · Broker phone: (954) 545-5583 · View on Broker Site

MLS# A12037164· Source: Miami REALTORS®· 76 days on PropertySimple

Copyright © 2026 Miami REALTORS®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

181 12th St, Key Colony, FL 33051

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