About This Home

This 3-bedroom, 2-bathroom single family at 181 12th Street in Key Colony, FL is listed for $2,299,000 ($1,295 per sqft). Built in 1997, the home offers 1,775 sqft of living space on a 0.38 acres lot.

Key Features

  • Built in 1997
  • 0.38 acre lot
  • Private pool
  • Waterfront

Property Details

2 full
1997

Amenities

PoolWaterfrontA/CRV Parking
Listing Description

Welcome to modern coastal living in the gem of the Florida Keys, Key Colony Beach. This fully remodeled pool home has a clean, contemporary feel and an easy, open layout that appeals to buyers who want something truly move-in ready. Sitting on a rare 16,725 sq ft lot - about twice the size of the typical lot here - and on the sought-after west side of KCB, there's plenty of room for multiple cars, trailers, and even an RV.

This solid CBS stilt home is wrapped in lush landscaping and fruit trees, giving it a private, tropical vibe. Inside, cathedral ceilings make the 1,775 sq ft, 3-bed, 2-bath floor plan feel even larger. Nesting sliders open to a big screened porch, a great outdoor kitchen, and several spots to lounge by the pool, so indoor and outdoor living flow together naturally.

Sunset Beach Park is a short stroll away when you want postcard-worthy sunsets, and the 50' concrete dock with 50-amp power and water puts you minutes from the Vaca sandbar and to the Bay via Vaca Cut, making it easy to head out for fishing, diving, or snorkeling.

With a pool you can heat or chill for year-round use and 7-day rentals allowed, this property works for a personal getaway as is also a high-demand vacation rental investment property. It's not just a Keys home--it's the turnkey lifestyle buyers are looking for in Key Colony Beach!

Monthly Cost Estimate

$12,296/mo

20% down · 6.5% · 30 years

Principal$1,663
Interest$9,962
Insurance$671

Estimates only. Actual payments may vary.

Location

181 12th Street

Key Colony, FL 33051

Coury Sub (53.5)

Features & Amenities

Interior Features

StorageQuartz Countertops

Exterior Features

Built-in GrillFencingFruit Tree(s)Rain GuttersLightingOutdoor KitchenOutdoor ShowerPrivacy Wall/FenceSprinkler SystemStorage

Property Details

Flooring

Vinyl

Construction

CBS Concrete

Pool Features

Pool

Outdoor Features

PorchPatio

Parking

RVOpen

Cooling

Central Air

Appliances

WasherDryerDishwasherRefrigeratorRangeOvenMicrowaveIce MachineStainless Steel Appliance(s)

Questions & Answers

This 3-bedroom, 2-bathroom single family at 181 12th Street is listed at $2,299,000 ($1,295/sqft). The estimated monthly payment is $12,296 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1997, 0.38 acre lot, Private pool, Waterfront. Interior Features: Storage, Quartz Countertops. Exterior Features: Built-in Grill, Fencing, Fruit Tree(s).

This property is listed by Peter Schwarz-Top Producer and can be reached at 3057815704.

PP

Peter Schwarz-Top Producer

License 3301618

Agent at LoKation Real Estate

(305) 781-5704

Listed by LoKation Real Estate · Broker phone: (954) 545-5583 · View on Broker Site · Broker website

MLS# 620280· Source: Florida Keys Board of REALTORS®· 84 days on PropertySimple

Copyright © 2026 Florida Keys Board of REALTORS®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

181 12th Street, Key Colony, FL 33051

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