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About This Home

This 3-bedroom, 3-bathroom single family at 204 Bay Shore Drive in Belmont, NC is listed for $1,100,000 ($515 per sqft). Built in 1988, the home offers 2,134 sqft of living space on a 1.04 acres lot.

Agent Description

Extraordinary 3-bedroom waterfront home offering breathtaking lake views and approximately 200 feet of shoreline, all set on a private, gently sloped lot. Thoughtfully designed to maximize the scenery, the bright and open great room features a vaulted ceiling, skylights, a cozy fireplace, and expansive lake views.

The spacious kitchen is equipped with stainless steel appliances, a gas cooktop, granite countertops, and a breakfast bar. The adjoining dining space is perfect for lingering over morning coffee while taking in the stunning waterfront setting. A large laundry room, two bedrooms, plus a full bath complete the main floor.

The spacious 2nd floor primary suite is a true retreat, complete with a vaulted ceiling, built-in cabinetry, and a sitting area overlooking the lake. The en-suite bath includes dual vanities, a walk-in closet, a garden tub, and a walk-in tiled shower.

Upstairs, a versatile loft provides an ideal space for a home office or additional living area. There is even a hard to find 4 car garage! Outdoor living is just as impressive, featuring a large deck, gazebo, floating dock, and a private boat ramp-everything you need to fully enjoy lake life.

Positioned on a peaceful cove that opens to the main channel, this property offers both tranquility and easy access to open water. Exterior siding and interior freshly painted! Located in charming Belmont, you'll enjoy a welcoming small-town atmosphere with convenient proximity to Uptown Charlotte, airport, and I-85.

Key Features

  • Built in 1988
  • 1.04 acre lot
  • 2 stories
  • Fireplace
  • Waterfront

Property Details

2 stories
2 full, 1 half
1988

Amenities

FireplaceWaterfrontViewA/C

Monthly Cost Estimate

$5,883/mo

20% down · 6.5% · 30 years

Principal$796
Interest$4,767
Insurance$321

Estimates only. Actual payments may vary.

Location

204 Bay Shore Drive

Belmont, NC 28012

Lake Wylie

Features & Amenities

Interior Features

Breakfast BarGarden TubWalk-In Closet(s)

Exterior Features

Dock - Floating

Property Details

Flooring

CarpetTileWood

Construction

Stone Veneer Wood

Views

Water

Pool Features

PorchDeck

Parking

DrivewayGarageGarage - Attached

Heating

Propane (Heating)Forced AirElectric (Heating)Heat Pump (Heating)

Cooling

Central AirCeiling Fan(s)

Appliances

DishwasherElectric Water HeaterGas OvenGas RangeMicrowave

Questions & Answers

This 3-bedroom, 3-bathroom single family at 204 Bay Shore Drive is listed at $1,100,000 ($515/sqft). The estimated monthly payment is $4,767 based on 20% down at 6.5% interest.

Key features include: Built in 1988, 1.04 acre lot, 2 stories, Fireplace, Waterfront. Interior Features: Breakfast Bar, Garden Tub, Walk-In Closet(s). Exterior Features: Dock - Floating.

This property is listed by Drew Choate and can be reached at 8038180704 or drew@lwman.com.

DC

Drew Choate

Agent at Keller Williams Connected

(803) 818-0704

Listed by Keller Williams Connected · View on Broker Site

MLS# 4378235· Source: listhub· Updated 25 days ago

Copyright © 2026 Canopy MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

204 Bay Shore Drive, Belmont, NC 28012

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