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About This Home

This 4-bedroom, 3-bathroom single family at 205 Montana Del Lago in Rancho Santa Margarita, CA is listed for $1,029,000 ($642 per sqft). Built in 1998, the home offers 1,603 sqft of living space on a N/A lot.

Agent Description

Back on the market at an improved price, this stunning home is ready to impress and priced to sell! Exceptional 4-bedroom detached residence ideally situated just moments from the scenic Lake Rancho Santa Margarita. This highly desirable floor plan offers three bedrooms upstairs and a versatile downstairs bedroom—perfect for guests, a private office, or den.

Light-filled and inviting, the home features soaring ceilings and an airy open-concept design. The beautifully updated kitchen showcases refreshed cabinetry, a generous center island, abundant counter space, and a spacious eat-in dining area—designed for both refined entertaining and everyday comfort.

The expansive primary suite provides a relaxing retreat with dual sinks and a walk-in shower. Additional highlights include a spacious 2-car garage with freshly painted floors and extensive built-in storage. Enjoy an outstanding location with the gated lake walking path visible right from the front door, offering effortless access to trails, recreation, and the community’s natural beauty.

The private backyard is ideal for outdoor living, featuring custom decking, sleek vinyl fencing, and mature trees that create a peaceful setting. Freshly painted and enhanced by abundant natural light, this move-in-ready home offers the perfect blend of comfort, style, and location.

Resort-style living is right outside your door — take a dip in the community pool and spa, or stroll over to the shores of the Lake and the Beach Club Lagoon for relaxing lakeside recreation. Mercado Del Lago Center is just a short walk away, discover, dine, and indulge — all within reach.

Residents enjoy access to five pools, a Beach Club and Lagoon, parks, trails, and a full calendar of community events including lakeside concerts, outdoor movies, a Fishing Derby, Craft & Garden Workshops, the Great Rancho Campout, seasonal festivals, and holiday celebrations. HomeSmart Evergreen Realty - Michael Walsh - 949-466-9229.

Key Features

  • Built in 1998
  • 3 stories
  • 2 parking spaces

Property Details

3 stories
2 full, 1 half
2 spaces
1998

Monthly Cost Estimate

$5,503/mo

20% down · 6.5% · 30 years

Principal$744
Interest$4,459
Insurance$300

Estimates only. Actual payments may vary.

Location

205 Montana Del Lago

Rancho Santa Margarita, CA 92688

Cierra Del Lago (CDL)

Features & Amenities

Interior Features

Tile CountersCathedral Ceiling(s)

Exterior Features

Community Features Included: CurbsFishingSidewalksSuburbanPark

Property Details

Flooring

CarpetLaminate

Construction

Stucco

Parking

Garage

Heating

Central

Cooling

Central Air

Appliances

CooktopCooktop - GasDishwasherGarbage DisposerIce MakerMicrowaveRangeRefrigeratorWasher

Questions & Answers

This 4-bedroom, 3-bathroom single family at 205 Montana Del Lago is listed at $1,029,000 ($642/sqft). The estimated monthly payment is $4,459 based on 20% down at 6.5% interest.

Key features include: Built in 1998, 3 stories, 2 parking spaces. Interior Features: Tile Counters, Cathedral Ceiling(s). Exterior Features: Community Features Included: Curbs, Fishing, Sidewalks.

This property is listed by Michael Walsh and can be reached at 9494669229 or Michael@MWalshGroup.com.

MW

Michael Walsh

Agent at HomeSmart, Evergreen Realty

(949) 466-9229

Listed by HomeSmart, Evergreen Realty · View on Broker Site

MLS# OC26041588· Source: listhub· Updated 89 days ago

Copyright © 2026 California Regional Multiple Listing Service, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

205 Montana Del Lago, Rancho Santa Margarita, CA 92688

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