About This Home

This 4-bedroom, 2-bathroom single family at 210 W 4th Street in Waterloo, IL is listed for $280,000 ($136 per sqft). Built in 1920, the home offers 2,060 sqft of living space on a 0.22 acres lot.

Key Features

  • Built in 1920
  • 0.22 acre lot
  • 2 stories
  • 2 parking spaces

Property Details

2 stories
2 full
2-car garage
1920

Amenities

A/C
Listing Description

Step into the charm and character of this spacious historic two-story home, ideally located in the heart of town. From the moment you enter the welcoming foyer, you'll notice the beautiful wood floors that continue throughout much of the main level and add to the warmth and character of the home.

The main floor offers plenty of room to spread out, beginning with a spacious living room featuring a bay window that fills the space with natural light. Continue into the family room, bonus room, or whatever best fits your lifestyle. The kitchen offers an abundance of cabinet space, a center island and convenient main-level laundry tucked into a closet.

A full bathroom is also located just off the kitchen. Toward the front of the home, the dining room provides a great space for meals and gatherings. Upstairs, you'll find three generously sized bedrooms and a second full bathroom. Step outside from the upper level onto the back deck, where you can enjoy a little fresh air overlooking the backyard.

The unfinished basement provides additional storage space, while the backyard offers room to enjoy the outdoors along with an oversized detached garage that provides plenty of space for parking, projects, hobbies or storage. Full of character, generous living space and classic charm, this home is a great opportunity for anyone who appreciates the details and feel of an older home while wanting to be right in the middle of town.

Monthly Cost Estimate

$1,497/mo

20% down · 6.5% · 30 years

Principal$202
Interest$1,213
Insurance$82

Estimates only. Actual payments may vary.

Location

210 W 4th Street

Waterloo, IL 62298

Martins Add

Features & Amenities

Interior Features

Entrance FoyerGranite CountersHigh CeilingsHistoric MillworkKitchen IslandSeparate DiningShowerTub

Property Details

Construction

Vinyl Siding

Outdoor Features

PorchDeckPatio

Parking

OversizeAlleyOff Street

Heating

Forced Air

Cooling

Central Air

Appliances

DishwasherMicrowaveGas OvenGas RangeRefrigerator

Questions & Answers

This 4-bedroom, 2-bathroom single family at 210 W 4th Street is listed at $280,000 ($136/sqft). The estimated monthly payment is $1,498 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1920, 0.22 acre lot, 2 stories, 2 parking spaces. Interior Features: Entrance Foyer, Granite Counters, High Ceilings.

This property is listed by Monica Schmidt.

MS

Monica Schmidt

Agent at eXp Realty

Listed by eXp Realty · Broker phone: (888) 574-9405 · View on Broker Site · Broker website

MLS# 26059338· Source: Mid America Regional Information Systems, Inc.· Added to PropertySimple today

Copyright © 2026 Mid America Regional Information Systems, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

210 W 4th Street, Waterloo, IL 62298

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