About This Home

This 3-bedroom, 2-bathroom single family at 708 S Library Street in Waterloo, IL is listed for $260,000 ($125 per sqft). Built in 1998, the home offers 2,076 sqft of living space on a 0.22 acres lot.

Key Features

  • Built in 1998
  • 0.22 acre lot

Property Details

1 story
2 full
2-car garage
1998

Amenities

A/C
Listing Description

$15,000 below market value and loaded with potential. Solid home needing a little TLC, with opportunity for instant equity. Perfect for investors or buyers looking to make it their own. Message me for details or a private showing before it's gone! This 3-bedroom, 2-bath home offers approximately 2,076 sq.

ft. of comfortable living space in the heart of Waterloo! From the moment you step inside, you'll appreciate the inviting floor plan, impressive, vaulted ceilings, and abundance of natural light that create a bright, open atmosphere perfect for everyday living and entertaining.

The kitchen offers plenty of workspace and storage, with appliances included for added convenience. A finished basement expands the living space and provides endless possibilities for a family room, recreation area, home office, workout space, or hobby room, while still offering plenty of storage.

Outside, the spacious fenced backyard is ready to enjoy, complete with established garden beds for those who love growing flowers, herbs, or fresh vegetables. An attached 2-car garage and oversized driveway provide excellent parking and additional flexibility for guests or extra vehicles.

Location adds even more appeal! Enjoy Waterloo's charming historic downtown with locally owned restaurants, shops, community events, festivals, and farmers' market. Offering small-town charm with convenient access to the St. Louis metropolitan area, this well-cared-for home delivers the space, storage, outdoor living, and location today's buyers want. Schedule your private showing and discover everything 708 S Library has to offer!

Monthly Cost Estimate

$1,391/mo

20% down · 6.5% · 30 years

Principal$188
Interest$1,127
Insurance$76

Estimates only. Actual payments may vary.

Location

708 S Library Street

Waterloo, IL 62298

Historic Estates 1st Add

Property Details

Construction

Vinyl Siding

Heating

Forced Air

Cooling

Central Air

Questions & Answers

This 3-bedroom, 2-bathroom single family at 708 S Library Street is listed at $260,000 ($125/sqft). The estimated monthly payment is $1,391 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1998, 0.22 acre lot.

This property is listed by Rebecca Bollinger.

RB

Rebecca Bollinger

Agent at RE/MAX Preferred

Listed by RE/MAX Preferred · Broker phone: (618) 531-4887 · View on Broker Site

MLS# 26057374· Source: Mid America Regional Information Systems, Inc.· 2 days on PropertySimple

Copyright © 2026 Mid America Regional Information Systems, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

708 S Library Street, Waterloo, IL 62298

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