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About This Home

This 5-bedroom, 4-bathroom single family at 220 N Saint Francis Drive in Miramar Beach, FL is listed for $1,899,000 ($606 per sqft). Built in 2019, the home offers 3,136 sqft of living space on a 0.09 acres lot.

Agent Description

Discover modern coastal luxury in this custom-built home located in the gated community of Emerald Waters Village in Miramar Beach. Just a short walk to restaurants, shopping, and the neighborhood's deeded private beach access, this property offers exceptional convenience and strong rental potential with projected annual income over $180,000.

A wall of floor-to-ceiling windows overlooks the private heated saltwater pool and outdoor courtyard, filling the home with natural light. Interior features include a reclaimed wood accent wall, Heat & Glo gas fireplace, and designer finishes throughout.

The gourmet kitchen is equipped with Thermador appliances, quartz waterfall island, custom cabinetry, and under-cabinet lighting. The first-floor primary suite offers a spa-style bathroom with a zero-entry walk-in shower, custom dual vanity, and premium tile selections.

Upstairs, a spacious second living room provides additional gathering space, along with five bedrooms including a dedicated bunk room, making the home ideal for vacation stays or multi-generation use. Residents of Emerald Waters Village enjoy two community pools, gated security, sidewalks, and close proximity to the Gulf, entertainment, golf, and attractions along Scenic 98 and 30A.

A luxury coastal property with private beach access, rental-ready design, and outstanding investment potentialperfect for a second home or vacation rental. Golf cart not included in sale.

Key Features

  • Built in 2019
  • 0.09 acre lot
  • 2 stories
  • Fireplace

Property Details

2 stories
3 full, 1 half
2019

Amenities

FireplaceHardwoodA/C

Monthly Cost Estimate

$10,686/mo

20% down · 6.5% · 30 years

Principal$1,373
Interest$8,229
Insurance$554
HOA$530

Estimates only. Actual payments may vary.

Location

220 N Saint Francis Drive

Miramar Beach, FL 32550

EMERALD WATERS VILLAGE

Features & Amenities

Interior Features

Built-In BookcasesCeiling RaisedFireplaceKitchen IslandLighting RecessedLighting TrackOwner's ClosetPantryShelvingSplit BedroomWasher/Dryer HookupWet Bar

Exterior Features

Rain GutterBalconyFenced Back YardLawn PumpShowerSprinkler System

Property Details

Flooring

HardwoodTileVinyl

Construction

Frame Roof Pitched Stucco Trim Vinyl

Pool Features

PorchPatio

Parking

GarageGuest

Heating

Central

Cooling

Central Air

Appliances

Auto Garage Door OpnDishwasherDisposalDryerIce MachineMicrowaveOven Self CleaningRange HoodRefrigerator W/IceMkSmoke DetectorSmooth Stovetop RngeStove/Oven ElectricWasherWater Heater - Tnkls

Questions & Answers

This 5-bedroom, 4-bathroom single family at 220 N Saint Francis Drive is listed at $1,899,000 ($606/sqft). The estimated monthly payment is $8,759 based on 20% down at 6.5% interest.

HOA fees are $530/month.

Key features include: Built in 2019, 0.09 acre lot, 2 stories, Fireplace. Interior Features: Built-In Bookcases, Ceiling Raised, Fireplace. Exterior Features: Rain Gutter, Balcony, Fenced Back Yard.

This property is listed by Tony R Manthey and can be reached at 8505855501 or tony@flmtg.us.

TM

Tony R Manthey

Agent at The Premier Property Group

(850) 585-5501

Listed by The Premier Property Group · View on Broker Site

MLS# 960360· Source: listhub· Updated 606 days ago

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

220 N Saint Francis Drive, Miramar Beach, FL 32550

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