About This Home

This 2-bedroom, 3-bathroom single family at 222 N Terry Hill Road in Carmel, NY is listed for $469,000 ($279 per sqft). Built in 1940, the home offers 1,679 sqft of living space on a 0.07 acres lot.

Key Features

  • Built in 1940
  • 0.07 acre lot
  • 2 stories
  • 3 parking spaces
  • Fireplace
  • Waterfront

Property Details

2 stories
3 full
3 spaces
1940

Amenities

FireplaceWaterfrontViewHardwood
Listing Description

Welcome to this beautifully maintained lakeside home, a cozy, charming retreat where peaceful water views shape the rhythm of everyday living. Nestled directly across from the shimmering lake, this inviting residence offers a bright, sun-filled bonus room, perfect as a private office, creative studio, serene reading nook, or bedroom, framed by tranquil scenery that inspires and soothes.

Set within a vibrant and welcoming community, you'll enjoy access to multiple picturesque beaches, scenic walking paths, nearby cafes, restaurants, and local shops that make daily living feel effortless and enjoyable. Renovated in 2019 and lovingly cared for, the home blends warmth and functionality with fresh paint, a newly paved driveway, and a fully fenced backyard and patio ideal for outdoor gatherings or quiet moments of retreat.

The flexible mother-daughter layout with its own private entrance provides wonderful versatility for extended family, guests, or multi-generational living. The upstairs was previously enjoyed as a 3-bedroom layout, and the finished basement offers excellent potential as a comfortable 1-bedroom for extended family or guests, adding even more adaptability to the home's design.

Located in the highly sought-after Carmel School District and just over an hour from NYC, with quick access to I-84 and Metro-North, this home offers the perfect balance of vacation-style serenity and commuter convenience. Come experience this charming lakeside gem, it will not last.

Monthly Cost Estimate

$2,508/mo

20% down · 6.5% · 30 years

Principal$339
Interest$2,032
Insurance$137

Estimates only. Actual payments may vary.

Location

222 N Terry Hill Road

Carmel, NY 10512

Features & Amenities

Interior Features

First Floor Full BathCeiling Fan(s)His and Hers ClosetsIn-Law FloorplanOpen FloorplanWasher/Dryer Hookup

Property Details

Flooring

LaminateTile - CeramicHardwood

Construction

Vinyl Siding

Views

Lake

Parking

Driveway

Heating

Oil

Appliances

Gas Oven

Questions & Answers

This 2-bedroom, 3-bathroom single family at 222 N Terry Hill Road is listed at $469,000 ($279/sqft). The estimated monthly payment is $2,509 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1940, 0.07 acre lot, 2 stories, 3 parking spaces, Fireplace, Waterfront. Interior Features: First Floor Full Bath, Ceiling Fan(s), His and Hers Closets.

This property is listed by Heather Duffelmeyer.

HD

Heather Duffelmeyer

Agent at William Raveis Real Estate

Listed by William Raveis Real Estate · Broker phone: (914) 661-8838 · View on Broker Site · Broker website

MLS# 1039199· Source: OneKey MLS· 78 days on PropertySimple

Copyright © 2026 OneKey MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

222 N Terry Hill Road, Carmel, NY 10512

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