Curious about this home?

Ask anything — no agents, no pressure

Try asking

About This Home

This 3-bedroom, 3-bathroom townhouse at 2230 Palm Avenue in Saint James City, FL is listed for $989,000 ($477 per sqft). Built in 1990, the home offers 2,073 sqft of living space on a 0.05 acres lot.

Agent Description

BAYFRONT! Imagine ending your day with the sky stretching wide over San Carlos Bay, the lights of the Sanibel Bridge shimmering in the distance, and nothing but open water and gentle breeze in front of you. Life here feels calm, expansive, and deeply connected to the outdoors.

This home is perfect for someone who truly loves being on the water. Step outside to your dock and 10,000 lb boat lift (with water and electric), ready for morning fishing runs, sunset cruises, or quick trips to Sanibel and Cayo Costa. You'll enjoy fast access to the Intracoastal Waterway and deep-water Gulf access just minutes away.

From the living area and screened balcony, the bay becomes part of your daily rhythm - shifting light, passing birds, and the gentle movement of the tide. Zero-corner sliding glass doors open the main living space completely to the outdoors, while electric screens can be raised or lowered for comfort, creating a seamless indoor-outdoor experience.

Just steps away, an observation area offers the perfect spot to relax or wade into the water. Inside, the home is beautifully updated. The kitchen features premium appliances including a Bosch refrigerator and dishwasher, Wolf microwave and stove, a pot filler, and a stylish Kraus farmhouse sink.

The main living level includes an open living space, the primary suite, and an elevator that runs from the carport entry level directly to the main floor for everyday convenience. The primary suite offers a spa-like bath with a clawfoot soaking tub, walk-in shower, and large closet.

Upstairs, you'll find two additional bedrooms and a spacious bath with a custom walk-in shower. The ground level provides valuable flex space with epoxy flooring and EnduraFlood panels - ideal for storage, hobbies, or a game room. Electric storm shutters add extra convenience and peace of mind.

This turnkey home is located in St. James Place, a beautifully landscaped community of just 20 residences featuring a heated pool and spa. Tucked away on the southern tip of Pine Island, this is more than a home - it's a true waterfront lifestyle. Come see how different everyday life can feel when the bay is right outside your door.

Key Features

  • Built in 1990
  • 0.05 acre lot
  • 2 stories
  • Private pool
  • Waterfront

Property Details

2 stories
2 full, 1 half
1990

Amenities

PoolWaterfrontSpaA/C

Monthly Cost Estimate

$6,289/mo

20% down · 6.5% · 30 years

Principal$715
Interest$4,286
Insurance$288
HOA$1,000

Estimates only. Actual payments may vary.

Location

2230 Palm Avenue

Saint James City, FL 33956

ST JAMES PLACE

Features & Amenities

Interior Features

BuiltInFeaturesBathtubCathedralCeilingsKitchenIslandLivingDiningRoomPantrySplitBedroomsSeparateShowerWalkInClosetsWindowTreatmentsElevatorHighSpeedInternetPotFillerWorkshop

Exterior Features

SecurityHighImpactDoorsSprinklerIrrigationPatioStorageShuttersElectric

Property Details

Flooring

VinylTile

Construction

VinylSiding WoodFrame

Pool Features

Patio

Parking

CarportUnderground/BasementGarage

Heating

Electric (Heating)Central

Cooling

Ceiling Fan(s)ElectricCentral Air

Appliances

DryerDishwasherElectricCooktopFreezerDisposalMicrowaveRangeRefrigeratorSelfCleaningOvenWasher

Questions & Answers

This 3-bedroom, 3-bathroom townhouse at 2230 Palm Avenue is listed at $989,000 ($477/sqft). The estimated monthly payment is $5,286 based on 20% down at 6.5% interest.

HOA fees are $1000/month.

Key features include: Built in 1990, 0.05 acre lot, 2 stories, Private pool, Waterfront. Interior Features: BuiltInFeatures, Bathtub, CathedralCeilings. Exterior Features: SecurityHighImpactDoors, SprinklerIrrigation, Patio.

This property is listed by Becky White and can be reached at 2399227015 or becky.white@exprealty.com.

BW

Becky White

Agent at EXP Realty LLC

(239) 922-7015

Listed by EXP Realty LLC · View on Broker Site

MLS# 2026014101· Source: listhub· Updated 70 days ago

Copyright © 2026 Florida Gulf Coast Multiple Listing Service, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

2230 Palm Avenue, Saint James City, FL 33956

Open this listing in: