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About This Home

This 3-bedroom, 2-bathroom single family at 231 Cardinal Point in Monticello, GA is listed for $490,000 ($358 per sqft). Built in 1985, the home offers 1,368 sqft of living space on a 1.09 acres lot.

Agent Description

Jackson Lake Waterfront Deal! Lake life reimagined on this 1 acre GA Power lease lot with panoramic views, big deep water, and unforgetable sunsets. Renovated in 2021 with additional upgrades in 2023 including tankless gas water heater, spray foam insulation, all new windows, and LVP flooring, this home is ready.

Just bring your swimsuits and boat! Featuring 3 beds, 2 baths, a stunning kitchen with granite countertops and huge island, open living/dining, a sunroom, carport and two garages (one for boats with a wench!). The property gently slopes to the lake with landscaping, irrigation, firepit, swing, boat ramp, and screened gazebo, plus 190+ feet of seawall. Additional documents are uploaded on GAMLS.

Key Features

  • Built in 1985
  • 1.09 acre lot
  • 4 parking spaces
  • Fireplace
  • Waterfront

Property Details

1 story
2 full
4 spaces
1985

Amenities

FireplaceWaterfrontViewA/CRV Parking

Monthly Cost Estimate

$2,621/mo

20% down · 6.5% · 30 years

Principal$354
Interest$2,123
Insurance$143

Estimates only. Actual payments may vary.

Location

231 Cardinal Point

Monticello, GA 31064

Jackson Lake

Features & Amenities

Interior Features

Master On Main LevelRear StairsWalk-In Closet(s)

Exterior Features

DockSprinkler System

Property Details

Flooring

VinylTile

Construction

Concrete

Views

Lake

Pool Features

PorchDeck

Parking

RVCarportGarageBoat

Heating

Electric (Heating)CentralHot Water(Heating)

Cooling

ElectricCentral AirCeiling Fan(s)

Appliances

CooktopDisposalGas Water HeaterMicrowaveOvenRefrigeratorStainless Steel Appliance(s)Tankless Water HeaterTrash Compactor

Questions & Answers

This 3-bedroom, 2-bathroom single family at 231 Cardinal Point is listed at $490,000 ($358/sqft). The estimated monthly payment is $2,123 based on 20% down at 6.5% interest.

Key features include: Built in 1985, 1.09 acre lot, 4 parking spaces, Fireplace, Waterfront. Interior Features: Master On Main Level, Rear Stairs, Walk-In Closet(s). Exterior Features: Dock, Sprinkler System.

This property is listed by Erica Miles and can be reached at 7706010238 or mileshomegroup@gmail.com.

EM

Erica Miles

Agent at Keller Williams Realty Atl. Partners

(770) 601-0238

Listed by Keller Williams Realty Atl. Partners · View on Broker Site

MLS# 10674629· Source: listhub· Updated 136 days ago

Copyright © 2026 Georgia Multiple Listing Service. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

231 Cardinal Point, Monticello, GA 31064

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