Curious about this home?

Ask anything — no agents, no pressure

Try asking

About This Home

This 3-bedroom, 2-bathroom single family at 396 Chickadee Court in Monticello, GA is listed for $540,000 ($240 per sqft). Built in 1990, the home offers 2,248 sqft of living space on a 0.31 acres lot.

Agent Description

Experience lake living at its best with this waterfront home in the Turtle Cove community on Jackson Lake, offering direct walk-up access to the water and a private dock with two jet ski docks. Situated on a beautifully terraced lot, this property provides an ideal combination of relaxation, recreation, and incredible lake views.

A landscaped walkway leads through the backyard terraces down to the water, while a paved golf cart path provides easy access from the home to the lake and dock. Inside, the main level features an open concept kitchen and living area centered around a wood-burning fireplace and a dramatic wall of windows overlooking Jackson Lake, filling the home with natural light and showcasing the waterfront setting.

French doors open onto a massive covered deck, creating the perfect space for outdoor dining, entertaining, or simply enjoying peaceful lake views. The main floor includes two bedrooms and a full bathroom, offering comfortable living space for family and guests.

The lower level provides additional flexible living space, currently configured as an open recreation area with French doors leading to a covered lakeside patio-an ideal spot for a future hot tub or outdoor lounge area. This level also includes an additional room that has been used as a bedroom along with a second full bathroom, creating great potential for a separate guest or second living area.

A detached two-car garage provides excellent storage for vehicles, a boat, or lake toys. Above the garage is a large bonus room that could easily be transformed into a loft-style bedroom, guest suite, or studio space. Turtle Cove is one of the most popular communities on Jackson Lake, offering residents a wide range of amenities including a 9-hole

golf course, clubhouse, swimming pool, tennis and pickleball courts, restaurant and lounge, private lake access, boat ramps, beaches, parks, playgrounds, and community events throughout the year. Jackson Lake is known for boating, fishing, kayaking, and year-round recreation, making this property an ideal choice for a primary residence, lake retreat, or second home.

Conveniently located approximately one hour from Atlanta via I-20, this property also presents strong potential as a short-term rental investment when not being enjoyed by the owners. Come experience the lifestyle of waterfront living on Jackson Lake.

Key Features

  • Built in 1990
  • 0.31 acre lot
  • Fireplace
  • Waterfront

Property Details

1 story
2 full
1990

Amenities

FireplaceWaterfrontViewHardwoodA/C

Monthly Cost Estimate

$3,303/mo

20% down · 6.5% · 30 years

Principal$391
Interest$2,340
Insurance$158
HOA$415

Estimates only. Actual payments may vary.

Location

396 Chickadee Court

Monticello, GA 31064

Turtle Cove

Features & Amenities

Interior Features

Master On Main Level

Exterior Features

BalconyDockSprinkler System

Property Details

Flooring

CarpetHardwood

Construction

Wood Siding

Views

Lake

Pool Features

PatioPorch

Heating

CentralElectric (Heating)

Cooling

ElectricCentral Air

Appliances

DishwasherDouble OvenDryerElectric Water HeaterRangeRefrigeratorWasher

Questions & Answers

This 3-bedroom, 2-bathroom single family at 396 Chickadee Court is listed at $540,000 ($240/sqft). The estimated monthly payment is $2,755 based on 20% down at 6.5% interest.

HOA fees are $415/month.

Key features include: Built in 1990, 0.31 acre lot, Fireplace, Waterfront. Interior Features: Master On Main Level. Exterior Features: Balcony, Dock, Sprinkler System.

This property is listed by Greg Ozburn and can be reached at 4044099787 or gregozburn.realestate@gmail.com.

GO

Greg Ozburn

Agent at Coldwell Banker Upchurch Realty

(404) 409-9787

Listed by Coldwell Banker Upchurch Realty · View on Broker Site

MLS# 10712935· Source: listhub· Updated 77 days ago

Copyright © 2026 Georgia Multiple Listing Service. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

396 Chickadee Court, Monticello, GA 31064

Open this listing in: