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About This Home

This 5-bedroom, 4-bathroom single family at 2601 Turtle Cove in Monticello, GA is listed for $845,000 ($291 per sqft). Built in 1988, the home offers 2,900 sqft of living space on a 0.50 acres lot.

Agent Description

Lake paradise found... a spacious five-bedroom, four-bath home in the active Turtle Cove community on Deep water in a large no wake cove on Jackson Lake. This exceptional property is a must-see. Thoughtfully designed for easy living, the home offers step-free access from the garage to the main level, where you'll find the primary suite and direct access to a massive deck shaded by a beautiful, mature oak tree.

Situated on a rare, level lot in a large, deep-water cove, the property features peaceful, uninterrupted views of protected greenbelt land across the water-ensuring privacy and a natural backdrop that will never be developed. The expansive deck, custom landscape lighting and rare level yard create the perfect setting for entertaining family and friends or simply relaxing lakeside.

Inside, the updated home features a main-level primary suite, a spacious open kitchen, and a great room with sweeping views of the deck and water. Upstairs, you'll find four generously sized bedrooms, two full baths, and an additional flex space ideal for a playroom or home office-offering ample room for guests and family alike.

Outdoor enthusiasts will appreciate the custom dock and private boat ramp, making lake access effortless. The property also includes paved access, a new extra-wide driveway, and abundant parking leading to a two-car garage. Whether you're looking for a full-time residence or a weekend retreat, this well-maintained home offers the perfect blend of comfort, convenience, and lakefront living.

As part of the Turtle Cove community, residents enjoy exclusive amenities including golf, private beaches, a clubhouse, on-site dining, pickleball courts, and community security.

Key Features

  • Built in 1988
  • 0.50 acre lot
  • 2 stories
  • 10 parking spaces
  • Fireplace
  • Waterfront

Property Details

2 stories
4 full
10 spaces
1988

Amenities

FireplaceWaterfrontViewHardwoodA/CRV Parking

Monthly Cost Estimate

$4,974/mo

20% down · 6.5% · 30 years

Principal$611
Interest$3,662
Insurance$246
HOA$455

Estimates only. Actual payments may vary.

Location

2601 Turtle Cove

Monticello, GA 31064

TURTLE COVE

Features & Amenities

Interior Features

Double VanityHigh CeilingsMaster On Main Level

Exterior Features

BalconyDock

Property Details

Flooring

HardwoodTileVinylCarpet

Construction

Vinyl Siding

Views

Lake

Parking

GarageGuestBoatOpenRV

Heating

Central

Cooling

Central Air

Appliances

DishwasherDisposalElectric Water HeaterMicrowaveRangeStainless Steel Appliance(s)

Questions & Answers

This 5-bedroom, 4-bathroom single family at 2601 Turtle Cove is listed at $845,000 ($291/sqft). The estimated monthly payment is $4,117 based on 20% down at 6.5% interest.

HOA fees are $455/month.

Key features include: Built in 1988, 0.50 acre lot, 2 stories, 10 parking spaces, Fireplace, Waterfront. Interior Features: Double Vanity, High Ceilings, Master On Main Level. Exterior Features: Balcony, Dock.

This property is listed by Wally H Cawthon and can be reached at 7703130574 or waterfrontwally@gmail.com.

WC

Wally H Cawthon

Agent at Lake Homes Realty LLC

(770) 313-0574

Listed by Lake Homes Realty LLC · View on Broker Site

MLS# 10717218· Source: listhub· Updated 68 days ago

Copyright © 2026 Georgia Multiple Listing Service. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

2601 Turtle Cove, Monticello, GA 31064

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