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About This Home

This 1-bedroom, 1-bathroom single family at 2614 North Street in Cottondale, FL is listed for $109,500 ($172 per sqft). Built in 1958, the home offers 636 sqft of living space on a 0.25 acres lot.

Agent Description

Tired of the cold winters up North or the crazy hustle and bustle of South Florida? A tiny home in a tiny panhandle town could be just what you need! This adorable Florida cottage in the city limits of Cottondale has 1 bedroom, 1 bathroom, and an extra room that works well as a storage space, pantry, small office, or nursery.

You also have a walk in shower in the spacious bathroom with room for storage shelving. The kitchen has stainless steel appliances. A rock driveway leads under the attached carport, and there's an outbuilding in the back that includes storage and a laundry area with a washer and dryer.

Heating and air conditioning is via window units/space heaters. Public sewer/water/garbage are the utilities. The backyard is large, fenced, and well kept, with recently trimmed trees. A covered front porch is the perfect place to relax and look at your fenced front yard.

The property sits on multiple lots on a corner parcel- possibility of separating the back lot for another parcel (buyer to verify with city if important). The home is concrete block construction on a slab with a metal roof- the perfect style of construction for Florida!

It's move-in ready and partially furnished. Located just off Highway 231, it's about a 30-minute drive to Dothan and a little over an hour to Panama City Beach. You are also conveniently located just off of Hwy 90 between Chipley and Marianna.15 minutes to Walmart in either direction and 4 miles to I-10!

This home would work well for a starter home, retirement place, rental, or Airbnb. It's a simple, affordable cottage in a quiet Panhandle town--practical, easy to maintain, and easy to live in. There is an active termite Bond on the home through Cross Country & a survey available! Housekeeping and lawn service available! The seller is accepting cash or conventional financing (no USDA, VA, or FHA).

Key Features

  • Built in 1958
  • 0.25 acre lot

Property Details

1 full
1958

Amenities

A/C

Monthly Cost Estimate

$586/mo

20% down · 6.5% · 30 years

Principal$79
Interest$475
Insurance$32

Estimates only. Actual payments may vary.

Location

2614 North Street

Cottondale, FL 32431

Features & Amenities

Interior Features

Storage

Property Details

Construction

Block Concrete

Pool Features

Porch

Cooling

Window Unit(s)

Appliances

ElectricOvenElectricRange

Questions & Answers

This 1-bedroom, 1-bathroom single family at 2614 North Street is listed at $109,500 ($172/sqft). The estimated monthly payment is $475 based on 20% down at 6.5% interest.

Key features include: Built in 1958, 0.25 acre lot. Interior Features: Storage.

This property is listed by Casey Owens and can be reached at 8503263704 or casey.eliterealty@gmail.com.

CO

Casey Owens

Agent at Elite Realty

(850) 326-3704

Listed by Elite Realty · View on Broker Site

MLS# 785046· Source: listhub· Updated 112 days ago

Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

2614 North Street, Cottondale, FL 32431

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