About This Home

This 2-bedroom, 2-bathroom single family at 27398 Saint Vincent Lane in Ramrod Key, FL is listed for $995,000 ($987 per sqft). Built in 1990, the home offers 1,008 sqft of living space on a 0.28 acres lot.

Key Features

  • Built in 1990
  • 0.28 acre lot
  • Waterfront

Property Details

2 full
1990

Amenities

WaterfrontA/CRV Parking
Listing Description

MOVE-IN-READY-FLORIDA KEYS WATERFRONT ON A 12,000 SF DOUBLE LOT FOR UNDER $1 MILLION! Meticulously maintained 2-bedroom, 2-bathroom home in desirable Breezeswept Beach Estates, featuring 60' of dockage, a 10,000 lb. boat lift, direct ocean/bay access & room for a pool!

Situated on a 12,000 SF DOUBLE LOT (100' x 120'), currently held as one parcel, this property offers exceptional space & versatility. Move-in-ready home features 1,008 SF under air, 2,964 SF total, vaulted ceilings, open floor plan & an oversized screened outdoor living area overlooking tropical landscaping.

Ideal for boating enthusiasts, the location provides convenient access to world-class fishing, diving, sandbars, open water, & dining. Improvements & storm protection features include a 2018 metal roof, Class A accordion shutters, energy-efficient windows & doors, painted cedar siding & generator hookup.

Additional features include a downstairs storage enclosure, paved driveway, irrigation system, outdoor shower & storage shed. The expansive double lot provides room to expand the existing home, add a pool or explore subdividing the property & constructing an additional residence, subject to applicable approvals, ROGO allocation & permitting.

Whether you're seeking a primary residence, seasonal retreat or waterfront investment, this property delivers a rare combination of boating access, land & future potential at an unbeatable price point! INSURANCE- Windstorm $4,498, Flood $999 (assumable), Homeowners $1,017

Monthly Cost Estimate

$5,321/mo

20% down · 6.5% · 30 years

Principal$720
Interest$4,312
Insurance$290

Estimates only. Actual payments may vary.

Location

27398 Saint Vincent Lane

Ramrod Key, FL 33042

Breezeswept Bch Est (27.5)

Features & Amenities

Interior Features

Granite Counter Top

Exterior Features

FencingOutdoor Shower

Property Details

Flooring

Wood

Construction

Frame

Outdoor Features

PatioDeckPorch

Parking

RV

Heating

Central

Cooling

Central Air

Appliances

WasherDryerDishwasherRefrigeratorRangeOvenMicrowaveDisposalWine CoolerStainless Steel Appliance(s)

Questions & Answers

This 2-bedroom, 2-bathroom single family at 27398 Saint Vincent Lane is listed at $995,000 ($987/sqft). The estimated monthly payment is $5,321 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1990, 0.28 acre lot, Waterfront. Interior Features: Granite Counter Top. Exterior Features: Fencing, Outdoor Shower.

This property is listed by Brian Kruszewski.

BK

Brian Kruszewski

Agent at LoKation Real Estate

Listed by LoKation Real Estate · Broker phone: (954) 545-5583 · View on Broker Site · Broker website

MLS# 621603· Source: Key West Association of Realtors· 18 days on PropertySimple

Copyright © 2026 Key West Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

27398 Saint Vincent Lane, Ramrod Key, FL 33042

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