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About This Home

This 4-bedroom, 2-bathroom single family at 29562 Saratoga Avenue in Big Pine Key, FL is listed for $1,435,000 ($621 per sqft). Built in 1984, the home offers 2,310 sqft of living space on a 0.17 acres lot.

Agent Description

Embrace island living in your own tropical paradise, where comfort, space, and waterfront access create a remarkable oasis for boating and relaxation. Welcome to Pine Channel Estates, the ultimate destination for anglers and water enthusiasts. Currently operating as a successful vacation rental, this gem is ideal for a second home that can offset some of the annual costs of ownership, and furnishings are negotiable in the sale.

This elevated, solid concrete home offers quick access to both the Ocean and Gulf, just minutes from world-class adventures! Designed with the serious boater in mind, the property features a 75' concrete seawall, a 17k lb. boat lift, fish-cleaning station, and step-down dock for easy loading.

This expansive 4-bed, 2-bath home is ideal for entertaining, with oversized common areas that flow seamlessly for memorable gatherings. The third-floor loft, currently used as a bonus bedroom, offers 360-degree views and a private retreat, while main-floor bedrooms are generously sized with walk-in closets for ample storage.

The kitchen is well appointed with a double oven, sprawling counter space, walk-in pantry, and room to host with ease. Unique details throughout include a custom etched mirror in the primary bath that adds coastal charm. Step outside and embrace the Keys lifestyle!

A spacious porch, accessible from both the living area and primary suite, is perfect for open-air dining and relaxing water views. Downstairs, the ultimate entertaining area includes a full bar with TV, a large swim spa, plus a 500 lb. ice machine and bait freezer for added convenience.

The thoughtfully landscaped yard offers privacy and function, boasting a fenced backyard and ample space for RV or trailer storage. Covered parking provides unique, direct interior access out of the elements. Located in a quiet neighborhood close to dining and shopping, this home blends tranquility with convenience. It is more than a home; it is a waterfront escape ready to be enjoyed!

Key Features

  • Built in 1984
  • 0.17 acre lot
  • Private pool
  • Waterfront

Property Details

2 full
1984

Amenities

PoolWaterfrontA/CRV Parking

Monthly Cost Estimate

$7,675/mo

20% down · 6.5% · 30 years

Principal$1,038
Interest$6,218
Insurance$419

Estimates only. Actual payments may vary.

Location

29562 Saratoga Avenue

Big Pine Key, FL 33043

Pine Channel Estates (29.5)

Features & Amenities

Interior Features

Built-in CabinetsGranite Counter TopStorageWalk-in Closet(s)Bar

Exterior Features

BarFencingRain GuttersOutdoor ShowerStorage

Property Details

Flooring

ComboTile

Construction

CBS Combo Construction

Pool Features

Porch

Parking

RVOpen

Heating

CentralDuctless (Heating)

Cooling

Central AirDuctless

Appliances

WasherDryerDishwasherRefrigeratorRangeOvenMicrowaveFreezerIce MachineStainless Steel Appliance(s)

Questions & Answers

This 4-bedroom, 2-bathroom single family at 29562 Saratoga Avenue is listed at $1,435,000 ($621/sqft). The estimated monthly payment is $6,218 based on 20% down at 6.5% interest.

Key features include: Built in 1984, 0.17 acre lot, Private pool, Waterfront. Interior Features: Built-in Cabinets, Granite Counter Top, Storage. Exterior Features: Bar, Fencing, Rain Gutters.

This property is listed by Ryan Gernaat and can be reached at 3522122299 or ryangernaatrealtor@gmail.com.

RG

Ryan Gernaat

Agent at Coldwell Banker Schmitt Lower Keys (KW)

(352) 212-2299

Listed by Coldwell Banker Schmitt Lower Keys (KW) · View on Broker Site

MLS# 619761· Source: listhub· Updated 28 days ago

Copyright © 2026 Key West Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

29562 Saratoga Avenue, Big Pine Key, FL 33043

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