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About This Home

This 3-bedroom, 2-bathroom single family at 29663 Saratoga Avenue in Big Pine Key, FL is listed for $1,350,000 ($895 per sqft). Built in 2023, the home offers 1,508 sqft of living space on a 0.17 acres lot.

Agent Description

Homes offering this level of detail, space & modern construction are a rare find in the Lower Keys. Built in 2023 in desirable Pine Channel Estates, this exceptional waterfront home offers 75' of dockage on a deep, wide canal with quick access to Pine Channel.

Tucked in far enough to avoid traffic noise, yet moments from open water, the location delivers the best of the Lower Keys lifestyle. Bonus-Low insurance costs! Designed with both luxury & functionality in mind, this split floorplan home showcases extensive upgrades & designer finishes throughout including crown custom built-ins, crown moulding, re

cessed LED lighting, upgraded designer fixtures, impact windows & doors, & durable Hardie board siding. The stunning kitchen serves as the centerpiece of the home with quartzite countertops, custom cabinetry, premium finishes & abundant space to gather and entertain, while quartzite carries through the bathrooms for a cohesive upscale feel.

The expansive upstairs screened lanai creates an ideal indoor/outdoor living space with designer details throughout and plenty of room to relax, dine & entertain year-round. Downstairs offers expansive covered entertaining areas, outdoor shower, hot tub & 300 sq ft enclosure perfect for storage, tackle room, gym, workshop or additional flex space.

True laundry/utility room adds practicality rarely found in Keys homes. Custom closet built-ins throughout. Additional features include a cistern (not currently in use), exceptional indoor & outdoor living space, & a beautifully designed waterfront setting built for boating, entertaining & enjoying the Keys lifestyle. The clear canal water here is a standout rarely found elsewhere. Double framned dock (ready for lift). Homeowners/Windstorm premium: $2,645. *one front feature photo ai/virtually enhanced*

Key Features

  • Built in 2023
  • 0.17 acre lot
  • Waterfront

Property Details

2 full
2023

Amenities

WaterfrontA/C

Monthly Cost Estimate

$7,220/mo

20% down · 6.5% · 30 years

Principal$976
Interest$5,850
Insurance$394

Estimates only. Actual payments may vary.

Location

29663 Saratoga Avenue

Big Pine Key, FL 33043

Pine Channel Estates (29.5)

Features & Amenities

Interior Features

Built-in CabinetsSecurity SystemStorageWalk-in Closet(s)Quartz Countertops

Exterior Features

Hot TubLanaiPrivacy Wall/FenceStorage

Property Details

Flooring

LaminateWood

Construction

Modular Hardi Board Siding

Pool Features

Patio

Heating

Central

Cooling

Central Air

Appliances

WasherDryerDishwasherRefrigeratorRangeOvenMicrowaveDisposalStainless Steel Appliance(s)

Questions & Answers

This 3-bedroom, 2-bathroom single family at 29663 Saratoga Avenue is listed at $1,350,000 ($895/sqft). The estimated monthly payment is $5,850 based on 20% down at 6.5% interest.

Key features include: Built in 2023, 0.17 acre lot, Waterfront. Interior Features: Built-in Cabinets, Security System, Storage. Exterior Features: Hot Tub, Lanai, Privacy Wall/Fence.

This property is listed by Brian Kruszewski and can be reached at 9545916290 or briank.re@icloud.com.

BK

Brian Kruszewski

Agent at LoKation Real Estate

(954) 591-6290

Listed by LoKation Real Estate · View on Broker Site

MLS# 620002· Source: listhub· Updated 10 days ago

Copyright © 2026 Key West Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

29663 Saratoga Avenue, Big Pine Key, FL 33043

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