About This Home

This 5-bedroom, 4-bathroom single family at 302 Key Cove Road in Spring City, TN is listed for $1,590,000 ($329 per sqft). Built in 2007, the home offers 4,826 sqft of living space on a 0.50 acres lot.

Key Features

  • Built in 2007
  • 0.50 acre lot
  • 2 stories
  • Fireplace
  • Waterfront

Property Details

2 stories
4 full
2-car garage
2007

Amenities

FireplaceWaterfrontViewSpaHardwoodA/C
Listing Description

Experience luxury lakefront living at its finest on beautiful Watts Bar Lake. Wake up to glassy water, peaceful mornings, and the kind of serenity only true waterfront living can offer. Tucked away in a private, protected cove with YEAR-ROUND WATER and just a short swim to the main channel of the Tennessee River, this exceptional property delivers the ultimate Tennessee lake lifestyle.

Designed for both entertaining and relaxation, the home features an open-concept layout centered around a stunning chef's kitchen with granite countertops, rich wood cabinetry, a stove with a built-in air fryer, wine fridge, and spacious dining area surrounded by breathtaking lake views.

The inviting main living space is anchored by a wood-burning fireplace and flows seamlessly onto a screened-in deck overlooking the water. The private primary suite is conveniently located on the main level. Upstairs, loft-style overlooks create an open yet functional design for guests and family, while the lower level offers 11-foot ceilings, game space, and a media-ready entertainment area perfect for movie nights after long days on the lake.

Step outside to expansive outdoor living spaces featuring an outdoor TV hookup, infrared heater, and an 8-person Dynasty Radiance hot tub designed for year-round enjoyment. The covered enclosed boathouse and dock can also be expanded per TVA approval.

Whether you're searching for a full-time residence, luxury vacation retreat, multi-generational getaway, or income-producing opportunity, this home offers a rare blend of privacy, elegance, and functionality. Conveniently located within driving distance of Chattanooga, Knoxville, Nashville, and Atlanta, opportunities like this on Watts Bar Lake are becoming increasingly difficult to find.

Monthly Cost Estimate

$8,504/mo

20% down · 6.5% · 30 years

Principal$1,150
Interest$6,890
Insurance$464

Estimates only. Actual payments may vary.

Location

302 Key Cove Road

Spring City, TN 37381

Features & Amenities

Interior Features

BarBreakfast BarBuilt-in FeaturesCathedral Ceiling(s)Ceiling Fan(s)Central VacuumChandelierConnected Shared BathroomCrown MoldingDouble ClosetsDouble VanityEat-in KitchenEn SuiteEntrance FoyerGranite CountersHigh CeilingsHigh Speed InternetIn-Law FloorplanKitchen IslandNatural WoodworkOpen FloorplanPantryPlumbedPrimary DownstairsSeparate Dining RoomSeparate ShowerSitting AreaSmart ThermostatSoaking TubSound SystemSplit BedroomsStorageTray Ceiling(s)Tub/shower ComboVaulted Ceiling(s)Walk-In Closet(s)Wet BarWhirlpool TubWired for DataWired for Sound

Exterior Features

BalconyBoat SlipDockDock - StationaryElectric GrillFire PitGas GrillLightingOutdoor GrillPrivate YardRain GuttersSmart Irrigation

Property Details

Flooring

TileSlateHardwoodCarpet

Construction

Brick HardiPlank Type Stone

Views

WaterLakeRiver

Outdoor Features

PorchPatioDeck

Parking

DrivewayOpenUnderground/BasementGarage

Heating

Electric (Heating)Central

Cooling

Central AirCeiling Fan(s)Multi UnitsZonedElectric

Appliances

Wine RefrigeratorWine CoolerWater Softener OwnedWater SoftenerWater Purifier OwnedWater PurifierWater HeaterWasher/Dryer StackedStainless Steel Appliance(s)Self Cleaning OvenRefrigeratorMicrowaveIce MakerFree-Standing RefrigeratorElectric Water HeaterElectric OvenElectric CooktopDishwasherConvection OvenBar Fridge

Questions & Answers

This 5-bedroom, 4-bathroom single family at 302 Key Cove Road is listed at $1,590,000 ($329/sqft). The estimated monthly payment is $8,504 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 2007, 0.50 acre lot, 2 stories, Fireplace, Waterfront. Interior Features: Bar, Breakfast Bar, Built-in Features. Exterior Features: Balcony, Boat Slip, Dock.

This property is listed by Dustin Mullins and can be reached at 4239914806.

DM

Dustin Mullins

License 351594

Agent at Real Estate Partners Chattanooga LLC

(423) 991-4806
Agent website

Listed by Real Estate Partners Chattanooga LLC · Broker phone: (423) 265-0088 · View on Broker Site · Broker website

MLS# 1531330· Source: Greater Chattanooga Association of REALTORS· 141 days on PropertySimple

Copyright © 2026 Greater Chattanooga Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

302 Key Cove Road, Spring City, TN 37381

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