About This Home

This 2-bedroom, 2-bathroom single family at 3055 Harpoon Lane in Saint James City, FL is listed for $349,000 ($249 per sqft). Built in 1987, the home offers 1,400 sqft of living space on a 0.09 acres lot.

Key Features

  • Built in 1987
  • 0.10 acre lot
  • Waterfront

Property Details

1 story
2 full
1987

Amenities

WaterfrontViewA/C
Listing Description

Price just reduced, Priced to sell fast! Welcome to your new Island Home Paradise! This home shines with an oversized corner homesite, extra parking, gulf access canal with no bridges, boat lift, walk around trex deck with boat cover and so much more!

It's just a short 5-7 minute boat ride to open waters with gulf access at Captiva Island and some of the best beaches and fishing around. You'll feel like you are on vacation every day in this coastal cottage themed showplace with wainscotting, shiplap and plantation shutters.

You'll love the beautiful entry, vaulted ceilings, huge living room, dining room and great kitchen with white cabinets, quartz countertops, nautical backsplash, lots of cabinets, newer appliances, pantry, lighted glass front cabinet doors, etc. Both bathrooms are gorgeous, both bedrooms are huge and have oversized walk-in closets.

Another great feature of this home is the amount of space between this home and the one next door. You won't feel crowded here at all. There is room for 3 cars under the carport and room for another 3 cars in the gravel next to the carport as well as plenty of room to park a boat trailer.

The flooring is an easy care wood look luxury vinyl throughout, so no carpets. The living room has a built-in lighted wall unit to show off your personal treasures. The new metal roof was installed in June of 2026. The storage is amazing with a double closet off the entry, a hall linen closet, a kitchen pantry closet, a closet off the living room and a storage shed off the laundry room. The utility bills are also very low. This home is light, bright and has everything you need to make this your Island Paradise.

Monthly Cost Estimate

$1,867/mo

20% down · 6.5% · 30 years

Principal$252
Interest$1,512
Insurance$102

Estimates only. Actual payments may vary.

Location

3055 Harpoon Lane

Saint James City, FL 33956

CHERRY ESTATES

Features & Amenities

Interior Features

BuiltInFeaturesBedroomOnMainLevelBreakfastAreaCathedralCeilingsSeparateFormalDiningRoomEntranceFoyerEatInKitchenLivingDiningRoomMainLevelPrimaryPantrySittingAreaInPrimaryShowerOnlySeparateShowerVaultedCeilingsBarWalkInClosetsWindowTreatments

Exterior Features

PatioStorage

Property Details

Flooring

Vinyl

Construction

AluminumSiding Manufactured

Views

Water

Outdoor Features

PorchPatio

Parking

DrivewayCoveredGuestCarport

Heating

Electric (Heating)Central

Cooling

ElectricCentral AirCeiling Fan(s)

Appliances

DryerDishwasherElectricCooktopFreezerIceMakerMicrowaveRangeRefrigeratorRefrigeratorWithIceMakerSelfCleaningOven

Questions & Answers

This 2-bedroom, 2-bathroom single family at 3055 Harpoon Lane is listed at $349,000 ($249/sqft). The estimated monthly payment is $1,867 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1987, 0.10 acre lot, Waterfront. Interior Features: BuiltInFeatures, BedroomOnMainLevel, BreakfastArea. Exterior Features: Patio, Storage.

This property is listed by Tim Sweeney.

TS

Tim Sweeney

License 159500513

Agent at Elite Edge Fl Realty

Listed by Elite Edge Fl Realty · Broker phone: 2398981194 · View on Broker Site

MLS# 2026041400· Source: Florida Gulf Coast Multiple Listing Service, Inc.· 31 days on PropertySimple

Copyright © 2026 Florida Gulf Coast Multiple Listing Service, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

3055 Harpoon Lane, Saint James City, FL 33956

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