About This Home

This 1-bedroom, 2-bathroom condo at 3290 E Scenic Highway 98 #202B in Destin, FL is listed for $750,000 ($931 per sqft). Built in 1995, the home offers 806 sqft of living space on a N/A lot.

Key Features

  • Built in 1995
  • 3 stories
  • Waterfront

Property Details

3 stories
1 full, 1 half
#202B
1995

Amenities

WaterfrontViewA/C
Listing Description

Gulf-Front Destin Retreat | Investment Opportunity with Renovation Potential! Located along Scenic Highway 98 in the heart of Destin's sought-after Crystal Beach area, this property offers the rare combination of direct beach access, Gulf views and strong vacation-rental appeal.

Designed for both personal enjoyment and investment potential, the residence comfortably accommodates up to six guests with a flexible sleeping configuration that includes hallway bunks. A private Gulf-view balcony creates the perfect setting for morning coffee, sunset cocktails, and taking in the emerald waters just beyond your door.

The community offers a seasonally heated pool, private beach access, outdoor grilling areas, and convenient parking, allowing owners and guests to fully embrace the effortless coastal lifestyle. With no roads to cross between the property and the sand, the beach is quite literally steps away.

**Bring Your Vision -- Renovation Potential Awaits** For buyers looking to add value, this property also presents an exciting renovation opportunity. We have included conceptual images to help showcase what the residence could look like with thoughtful updates and a fresh coastal design.

ASK FOR MORE INFO! To make the process easier, renovation quotes and helpful links are available, allowing prospective buyers to better understand the scope and potential investment before making a decision. If you would like to review the renovation information, quotes, or resources, please reach out -- we are happy to provide them.

For the investor, this creates an opportunity to acquire a Gulf-front property and strategically improve it to enhance its appeal, functionality, and potential rental performance. For the second-home buyer, it offers something equally valuable: the ability to create a personalized Gulf-front retreat that reflects your own style while enjoying the potential to generate rental income when you aren't there.

Located close to Destin's renowned dining, shopping, entertainment, boating, and attractions, this is more than a condo -- it is an opportunity to own a piece of the Destin lifestyle with the vision and potential to make it your own. Whether you're looking for your next investment, a 1031 exchange opportunity, a renovation project, or your own Gulf-front getaway, this is one worth seeing. ASK FOR THE CASH FLOW SHEET!

Monthly Cost Estimate

$5,002/mo

20% down · 6.5% · 30 years

Principal$542
Interest$3,250
Insurance$219
HOA$991

Estimates only. Actual payments may vary.

Location

3290 E Scenic Highway 98 #202B

Destin, FL 32541

CRYSTAL SANDS CONDO

Features & Amenities

Interior Features

Hallway Bunk BedsKitchen IslandLighting RecessedNewly PaintedOwner's ClosetWasher/Dryer Hookup

Property Details

Flooring

Tile

Construction

Frame Stucco

Views

Water

Outdoor Features

Patio

Heating

Central

Cooling

Central Air

Appliances

DishwasherDryerMicrowaveRefrigerator W/IceMkSmoke DetectorSmooth Stovetop RngeStove/Oven ElectricWasher

Questions & Answers

This 1-bedroom, 2-bathroom condo at 3290 E Scenic Highway 98 is listed at $750,000 ($931/sqft). The estimated monthly payment is $5,002 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $991/month.

Key features include: Built in 1995, 3 stories, Waterfront. Interior Features: Hallway Bunk Beds, Kitchen Island, Lighting Recessed.

This property is listed by Jacklyn M Riley and can be reached at 7039690322.

JR

Jacklyn M Riley

License 3471740

Agent at Hilary & Reverie

(703) 969-0322

Listed by Hilary & Reverie · Broker phone: (850) 231-2850 · View on Broker Site

MLS# 1011345· Source: Emerald Coast Association of Realtors· 12 days on PropertySimple

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

3290 E Scenic Highway 98 #202B, Destin, FL 32541

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