About This Home

This 3-bedroom, 2-bathroom single family at 3294 Minnow Creek Drive in Hernando Beach, FL is listed for $877,000 ($619 per sqft). Built in 2003, the home offers 1,416 sqft of living space on a 0.20 acres lot.

Key Features

  • Built in 2003
  • 0.20 acre lot
  • 2 stories
  • Private pool
  • Waterfront

Property Details

2 stories
2 full
2003

Amenities

PoolWaterfrontViewA/C
Listing Description

Discover the ultimate Florida boating lifestyle in this exceptional waterfront home in Hernando Beach, where direct Gulf access is just minutes away. Located on a deep-water canal, this beautifully maintained home offers the perfect combination of quality construction, modern updates, and resort-style outdoor living.

The thoughtfully designed two-story home features 3 bedrooms and 2 full baths, with the main living area located on the upper level to maximize water views and coastal breezes. An expansive outdoor living area overlooks the screened pool below, creating the perfect setting for morning coffee, evening drinks, or entertaining family and friends while enjoying the waterfront scenery.

At the heart of the home is an updated kitchen featuring quartz countertops, a large center island, and abundant wood cabinetry incl. pull-outs and soft-close drawers, flowing seamlessly into the main living and dining spaces for comfortable everyday living and effortless entertaining.

Step outside to your private tropical retreat, complete with an in-ground pool fully screen-enclosed. Whether you're relaxing poolside or watching boats pass by from the upper deck, every day feels like a vacation. Designed with boaters in mind, the property includes a 12,000-pound boat lift (2020) with attached dock, making it easy to keep your bo

at in the water and head out for a day of fishing, scalloping, fun at the Hernando Beach ''flats'', or watching unforgettable sunsets over the open Gulf. Additional features include an elevator providing convenient access between levels, an oversized garage with extra storage and a loft, a metal roof (2018), double pane windows, hurricane shutters, and a built-in pest control tube system for added convenience and peace of mind.

Whether you're searching for a full-time waterfront residence or the perfect coastal getaway, this home offers everything that makes Hernando Beach one of Florida's hidden gems--deep-water boating, quick Gulf access, beautiful outdoor living, and the relaxed coastal lifestyle you've been dreaming of.

Monthly Cost Estimate

$4,690/mo

20% down · 6.5% · 30 years

Principal$634
Interest$3,800
Insurance$256

Estimates only. Actual payments may vary.

Location

3294 Minnow Creek Drive

Hernando Beach, FL 34607

Gulf Coast Ret Unit 1

Features & Amenities

Interior Features

Breakfast BarCeiling Fan(s)ElevatorKitchen IslandOpen FloorplanPrimary Bathroom - Shower No TubWalk-In Closet(s)

Exterior Features

BalconyBoat LiftStorm Shutters

Property Details

Flooring

VinylTile

Construction

Frame Stucco

Views

Water

Pool Features

Pool

Parking

OpenGarage

Heating

Central

Cooling

Central Air

Appliances

DishwasherDryerElectric RangeElectric Water HeaterMicrowaveRefrigeratorWasher

Questions & Answers

This 3-bedroom, 2-bathroom single family at 3294 Minnow Creek Drive is listed at $877,000 ($619/sqft). The estimated monthly payment is $4,691 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 2003, 0.20 acre lot, 2 stories, Private pool, Waterfront. Interior Features: Breakfast Bar, Ceiling Fan(s), Elevator. Exterior Features: Balcony, Boat Lift, Storm Shutters.

This property is listed by Silvia Dukes and can be reached at 3526847371.

SD

Silvia Dukes

License BK3121797

Agent at Tropic Shores Realty

(352) 684-7371

Listed by Tropic Shores Realty · Broker phone: (352) 279-4408 · View on Broker Site

MLS# 2260438· Source: Hernando County Association of REALTORS®, Inc.· 44 days on PropertySimple

Copyright © 2026 Hernando County Association of REALTORS®, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

3294 Minnow Creek Drive, Hernando Beach, FL 34607

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