About This Home

This 1-bedroom, 1-bathroom condo at 3850 Indian Trail #107 in Destin, FL is listed for $224,900 ($230 per sqft). Built in 1989, the home offers 977 sqft of living space on a N/A lot.

Key Features

  • Built in 1989
  • 2 stories
  • Fireplace

Property Details

2 stories
1 full
#107
1989

Amenities

FireplaceA/C
Listing Description

Ground-floor 1BR/1BA condo located on the east side of the building, just steps from the pool. This beautifully updated Destin condo offers easy, no-stairs entry, brand-new interior paint, quartz countertops, new bedroom closet doors, a separate dining area, breakfast bar, tile flooring in the kitchen and bath, and a stackable washer and dryer.

This condominium is approved for VA financing and is eligible for FHA Spot Approval, offering expanded financing options for qualified buyers. Enjoy a quiet, low-density setting in an 8-unit community - perfect as a primary residence, second home, or income-producing investment property.

The investor-friendly location makes this an excellent opportunity. Conveniently located across from the bay and just 2.5 miles from Henderson Beach State Park, with easy access to public beach access, shopping, dining, and the new Publix. Recent building updates include a full exterior repaint and a new 30-year metal roof (2024), providing added value and low-maintenance ownership.

VA buyers may qualify for 100% financing. Condo may be eligible for FHA spot approval. A rare opportunity and one of the best values in Destin for a ground-floor, move-in ready condo.

Monthly Cost Estimate

$1,659/mo

20% down · 6.5% · 30 years

Principal$163
Interest$975
Insurance$66
HOA$456

Estimates only. Actual payments may vary.

Location

3850 Indian Trail #107

Destin, FL 32541

INDIAN TRAIL CONDO

Features & Amenities

Interior Features

Breakfast BarFireplaceNewly Painted

Property Details

Flooring

Tile

Construction

Stucco

Heating

Central

Cooling

Central Air

Appliances

DishwasherDryerMicrowaveRefrigeratorStove/Oven ElectricWasherWater Heater - Elect

Questions & Answers

This 1-bedroom, 1-bathroom condo at 3850 Indian Trail is listed at $224,900 ($230/sqft). The estimated monthly payment is $1,659 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $456/month.

Key features include: Built in 1989, 2 stories, Fireplace. Interior Features: Breakfast Bar, Fireplace, Newly Painted.

This property is listed by Mariya Calkins and can be reached at 8503806273.

MC

Mariya Calkins

License 3623754

Agent at The Premier Property Group, LLC

(850) 380-6273

Listed by The Premier Property Group, LLC · Broker phone: (850) 213-5000 · View on Broker Site

MLS# 1001757· Source: Emerald Coast Association of Realtors· 119 days on PropertySimple

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

3850 Indian Trail #107, Destin, FL 32541

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