About This Home
This 4-bedroom, 2-bathroom single family at 4 Harding Street in Middletown, NY is listed for $389,000 ($275 per sqft). Built in 1900, the home offers 1,416 sqft of living space on a 0.04 acres lot.
Key Features
- Built in 1900
- 0.04 acre lot
Property Details
Middletown Central Gem with Lots of Space and Super Low Taxes! Located just minutes from Downtown Middletown, this solid house has a very practical layout with 4 spacious bedrooms and 2 full bathrooms, making it perfect for a growing family or an investor.
On top of the great living space, you get a huge attic and a full basement that give you tons of extra room for storage or a workshop. The best part about this property is the incredibly low holding cost-total annual taxes are only $3,750(year 2025), and you can lower them even more if you live here as your primary home by applying for the NY STAR tax relief.
While the house is in average condition right now and needs some cosmetic updates, it has great bones and a rock-solid foundation. This is a rare chance to buy a big house with low expenses, fix it up your way, and build instant equity in a super convenient location.
Monthly Cost Estimate
$2,080/mo
20% down · 6.5% · 30 years
Estimates only. Actual payments may vary.
Location
4 Harding Street
Middletown, NY 10940
Features & Amenities
Interior Features
Property Details
Construction
Parking
Heating
Appliances
Questions & Answers
This 4-bedroom, 2-bathroom single family at 4 Harding Street is listed at $389,000 ($275/sqft). The estimated monthly payment is $2,080 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.
Key features include: Built in 1900, 0.04 acre lot. Interior Features: High Ceilings, Washer/Dryer Hookup.
This property is listed by Hai Li and can be reached at 8456106065.








