About This Home

This 4-bedroom, 2-bathroom single family at 4 Harding Street in Middletown, NY is listed for $299,900 ($212 per sqft). Built in 1900, the home offers 1,416 sqft of living space on a 0.04 acres lot.

Key Features

  • Built in 1900
  • 0.04 acre lot

Property Details

2 full
1900
Listing Description

Welcome to 4-Bedroom and 2 full bath Home with Low Property Taxes in Middletown! Featuring spacious rooms, a functional layout, and separate living areas, this home offers plenty of flexibility for comfortable everyday living. A large attic and full basement provide additional storage space and potential for a variety of uses.

One of the property's standout features is its exceptionally low property taxes, approximately $3,780 for 2025. Recent improvements include a new high-efficiency Navien tankless combination boiler(2025), providing modern heating and hot water efficiency.

Conveniently located near shopping, dining, schools, and local amenities, this property presents an excellent opportunity for homeowners and investors alike. The neighboring property is available for separate purchase with tenants in place, presenting an attractive investment opportunity for buyers looking to expand their real estate portfolio and generate rental income. The option to acquire two adjacent properties adds even greater investment potential.

Monthly Cost Estimate

$1,604/mo

20% down · 6.5% · 30 years

Principal$217
Interest$1,300
Insurance$87

Estimates only. Actual payments may vary.

Location

4 Harding Street

Middletown, NY 10940

Features & Amenities

Interior Features

First Floor Full BathPantry

Property Details

Construction

Frame

Parking

Driveway

Heating

Energy Star Qualified Equipment (Heating)Natural GasBaseboard

Appliances

Gas RangeRefrigerator

Questions & Answers

This 4-bedroom, 2-bathroom single family at 4 Harding Street is listed at $299,900 ($212/sqft). The estimated monthly payment is $1,603 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1900, 0.04 acre lot. Interior Features: First Floor Full Bath, Pantry.

This property is listed by Wenpeng Guan.

WG

Wenpeng Guan

Agent at Keller Williams Hudson Valley Realty & United

Listed by Keller Williams Hudson Valley Realty & United · Broker phone: (845) 639-0300 · View on Broker Site · Broker website

MLS# 1061283· Source: OneKey MLS· 11 days on PropertySimple

Copyright © 2026 OneKey MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

4 Harding Street, Middletown, NY 10940

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