Curious about this home?

Ask anything — no agents, no pressure

Try asking

About This Home

This 4-bedroom, 1-bathroom single family at 400 Fraser in Bay City, MI is listed for $148,500 ($94 per sqft). Built in 1900, the home offers 1,572 sqft of living space on a 0.09 acres lot.

Agent Description

Completely New Exterior & Updated Interior With Spacious Living in Bay City! Enjoy peace of mind knowing the big-ticket updates are already done! The exterior of this Bay City home has been completely refreshed with new siding, a brand-new roof, and all new windows, offering great curb appeal and long-term value.

A covered front porch welcomes you in, while the enclosed back entry provides a convenient everyday entrance. Inside, the home feels bright and spacious with vinyl plank flooring in the main living areas and carpeted bedrooms for comfort. The living room features a large window, while the dining room flows into a flex space perfect for a home office, homeschool area, or cozy reading nook.

The kitchen is inviting with room for a breakfast table. The main floor also includes a full bath, laundry room, and one bedroom for convenient single-level living. Upstairs you’ll find three additional bedrooms, including one oversized room that would make the perfect owner’s retreat.

Outside, the property offers a 1-car garage, corner lot, private fenced yard, and plenty of parking. Located close to Bay City’s Uptown district with restaurants, shopping, the Riverwalk, YMCA, and more, this home offers comfort, updates, and a great location all in one.

Key Features

  • Built in 1900
  • 0.09 acre lot
  • 2 stories

Property Details

2 stories
1 full
1900

Monthly Cost Estimate

$794/mo

20% down · 6.5% · 30 years

Principal$107
Interest$644
Insurance$43

Estimates only. Actual payments may vary.

Location

400 Fraser

Bay City, MI 48708

Features & Amenities

Interior Features

Cable/Internet Avail.

Exterior Features

PatioPorchSidewalksFence OwnedGarage(s)

Property Details

Construction

Vinyl Siding

Parking

GarageGarage - Detached

Heating

Forced Air

Cooling

Central Air

Appliances

DryerRangeRefrigerator

Questions & Answers

This 4-bedroom, 1-bathroom single family at 400 Fraser is listed at $148,500 ($94/sqft). The estimated monthly payment is $644 based on 20% down at 6.5% interest.

Key features include: Built in 1900, 0.09 acre lot, 2 stories. Interior Features: Cable/Internet Avail.. Exterior Features: Patio, Porch, Sidewalks.

This property is listed by SONYA LOOSE and can be reached at 9894292600 or sonyaannloose@gmail.com.

SL

SONYA LOOSE

Agent at CENTURY 21 SIGNATURE - MIDLAND

(989) 429-2600

Listed by CENTURY 21 SIGNATURE - MIDLAND · View on Broker Site

MLS# 50201917· Source: listhub· Updated 75 days ago

Copyright © 2026 Clare Gladwin Board of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

400 Fraser, Bay City, MI 48708

Open this listing in: