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About This Home

This 3-bedroom, 2-bathroom condo at 404 Kelly Plantation Drive in Destin, FL is listed for $1,550,000 ($515 per sqft). Built in 2007, the home offers 3,008 sqft of living space on a N/A lot.

Agent Description

Back on the market due to no fault of the seller--offering a renewed opportunity to own one of Destin's most thoughtfully reimagined luxury residences. Welcome to One Water Place at Kelly Plantation--one of Destin's premier luxury condominium communities--where elevated design, exceptional craftsmanship, and panoramic views come together in a residence that feels more like a private coastal retreat than traditional condo living.

Completely redesigned in 2021, this 3,008 sq ft residence was transformed to create an open-concept layout that maximizes natural light and captures sweeping views of the bay, golf course, lakes, fountains, pool, and unforgettable sunrise skies.The transformation is immediately apparent.

Walls and columns were removed, ceilings were raised, and custom glass doors now frame a sophisticated living environment designed for effortless entertaining and everyday comfort. At the center of the home, the designer kitchen features a dramatic 12' x 14' quartz waterfall island, custom cabinetry, and a full Thermador appliance suite including induction cooktop, wall oven, speed oven/microwave, beverage center, dishwasher, and ice maker.

Luxury details continue throughout with a custom wet bar, two-sided linear gas fireplace, Lutron lighting system, programmable Hunter Douglas shades, California Closets, and beautifully appointed marble bathrooms. The primary suite offers a peaceful escape with spa-inspired finishes, a steam shower, and tranquil water views that make every morning feel elevated.

Outdoor living was designed with the same attention to detail. Both balconies have been upgraded with modern tile flooring, and one has been transformed into an outdoor entertaining space featuring a Blaze gas grill and refrigerator drawers--ideal for dining outdoors, hosting friends, or enjoying the coastal breeze and changing views throughout the day.

Located within the gated Kelly Plantation community, this residence also includes an oversized private storage room measuring approximately 12' x 14' on the garage level--a rare luxury for condominium living. Opportunities to own a fully renovated luxury condo in Destin with this scale, level of finish, open design, and panoramic views are uncommon. For those looking for a lock-and-leave coastal residence without compromising on space, design, or lifestyle--this may be the one worth seeing in person.

Key Features

  • Built in 2007
  • 6 parking spaces
  • Fireplace
  • Waterfront

Property Details

2 full
6 spaces
#605
2007

Amenities

FireplaceWaterfrontViewHardwoodA/C

Monthly Cost Estimate

$10,516/mo

20% down · 6.5% · 30 years

Principal$1,121
Interest$6,717
Insurance$452
HOA$2,226

Estimates only. Actual payments may vary.

Location

404 Kelly Plantation Drive

Destin, FL 32541

ONE WATER PLACE AT KELLY PLANTATION

Features & Amenities

Interior Features

Breakfast BarCeiling Crwn MoldingCeiling RaisedFireplaceKitchen IslandLighting RecessedNewly PaintedOwner's ClosetPantryShelvingSplit BedroomWasher/Dryer HookupWet Bar

Exterior Features

BalconyBBQ Pit/GrillSummer Kitchen

Property Details

Flooring

TileHardwood

Construction

Concrete Stucco

Views

Lake

Parking

GarageCoveredGuest

Heating

Natural GasCentral

Cooling

Central Air

Appliances

CooktopDishwasherDisposalDryerFreezerIce MachineMicrowaveRefrigerator W/IceMkStove/Oven Dual FuelWasherWine RefrigeratorWater Heater - Elect

Questions & Answers

This 3-bedroom, 2-bathroom condo at 404 Kelly Plantation Drive is listed at $1,550,000 ($515/sqft). The estimated monthly payment is $8,943 based on 20% down at 6.5% interest.

HOA fees are $2226/month.

Key features include: Built in 2007, 6 parking spaces, Fireplace, Waterfront. Interior Features: Breakfast Bar, Ceiling Crwn Molding, Ceiling Raised. Exterior Features: Balcony, BBQ Pit/Grill, Summer Kitchen.

This property is listed by Trey J Runnels and can be reached at 8505021681 or trunnels300@gmail.com.

TR

Trey J Runnels

Agent at Coldwell Banker Realty

(850) 502-1681

Listed by Coldwell Banker Realty · View on Broker Site

MLS# 991032· Source: listhub· Updated 174 days ago

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

404 Kelly Plantation Drive, Destin, FL 32541

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