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About This Home

This 4-bedroom, 3-bathroom single family at 408 Dolphin Street in Panama City Beach, FL is listed for $789,000 ($361 per sqft). Built in 1985, the home offers 2,184 sqft of living space on a 0.18 acres lot.

Agent Description

Welcome to 408 Dolphin Street, a rare opportunity to own in the highly sought-after Bid-A-Wee Beach community--one of Panama City Beach's desirable coastal neighborhoods. Located just two blocks from the only gated, private beach accesses in PCB, this home offers an exclusive beach lifestyle that is simply unmatched.

Golf cart friendly community and there are no short-term rentals allowed on this street, creating a peaceful, residential setting perfect for a primary home or second home retreat. This spacious 4-bedroom, 3 full bath home blends charm, functionality, and thoughtful updates throughout.

Inside, you'll find original 3 quarter-inch tongue-and-groove red oak hardwood floors, adding warmth and character to the living spaces. The flexible floor plan features two master suites--one on the main level and one upstairs--ideal for guests or multi-generational living.

A downstairs bathroom is also wheelchair accessible, providing added convenience. Major updates have already been taken care of, including appliances that are just 3 years old with a double oven, a 4-year-old HVAC system, 2 security systems (ring and rep link), new mini split units, new front windows, and plantation shutters throughout the entire home.

A one-car garage adds additional storage and functionality. Step outside to your private backyard oasis, complete with a sweet water well for irrigation (can also be hooked to the home if the water goes out), tranquil koi pond and mature fruit trees including banana, grape, pomegranate, and orange--creating a true Florida retreat.

The pool has been recently updated with a new pump and an outdoor shower, perfect for after the beach or pool. While there is no mandatory HOA, there is a voluntary $100 per year contribution that helps maintain the private gated beach access--one of the most valuable and exclusive features of the Bid-A-Wee Beach community.

Located in an established neighborhood, and exclusive access to Bid-A-Wee's private gated beach, this property offers a rare combination of privacy, location, and lifestyle. Call today to schedule a showing.

Key Features

  • Built in 1985
  • 0.18 acre lot
  • 2 stories

Property Details

2 stories
3 full
1985

Amenities

HardwoodA/C

Monthly Cost Estimate

$4,220/mo

20% down · 6.5% · 30 years

Principal$571
Interest$3,419
Insurance$230

Estimates only. Actual payments may vary.

Location

408 Dolphin Street

Panama City Beach, FL 32413

BID-A-WEE BEACH 1ST ADDN

Features & Amenities

Interior Features

Kitchen IslandLighting Recessed

Exterior Features

Fenced Back YardHurricane Shutters

Property Details

Flooring

Hardwood

Construction

Stucco

Pool Features

PatioDeck

Heating

Central

Cooling

Central Air

Appliances

DishwasherRefrigeratorStove/Oven ElectricWater Heater - Elect

Questions & Answers

This 4-bedroom, 3-bathroom single family at 408 Dolphin Street is listed at $789,000 ($361/sqft). The estimated monthly payment is $3,419 based on 20% down at 6.5% interest.

Key features include: Built in 1985, 0.18 acre lot, 2 stories. Interior Features: Kitchen Island, Lighting Recessed. Exterior Features: Fenced Back Yard, Hurricane Shutters.

This property is listed by Savannah Z Hamilton and can be reached at 8508901300 or savannahzhamilton@gmail.com.

SH

Savannah Z Hamilton

Agent at Paradise Properties

(850) 890-1300

Listed by Paradise Properties · View on Broker Site

MLS# 999472· Source: listhub· Updated 73 days ago

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

408 Dolphin Street, Panama City Beach, FL 32413

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