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About This Home

This 3-bedroom, 3-bathroom single family at 428 Captains Circle in Destin, FL is listed for $1,475,000 ($433 per sqft). Built in 2005, the home offers 3,408 sqft of living space on a 0.66 acres lot.

Agent Description

Luxury living in the gated golf and boating community of Regatta Bay! Situated on a spacious .66-acre corner lot, this impressive 3-bedroom, 2.5-bath home offers over 3,400 sq.ft. of heated and cooled space with stunning golf course and lake views. Designed for both comfort and entertaining, the home features tall ceilings, a split floor plan and expansive indoor-outdoor living with two fully retractable sliding glass door systems.

The heart of the home is a gourmet kitchen with new quartzite countertops, new appliances including a Cafe gas stove, dual door oven, wine fridge, updated fixtures and a breakfast area, all opening to the family room with a gas fireplace and views of the outdoor living space.

Additional living areas include a formal living room, dining room and dedicated office. The private primary suite offers a sitting area, wet bar, oversized walk-in closet with new flooring and shelving and a spacious en-suite bath with a separate shower and large whirlpool tub.

Guest bedrooms are connected by a Jack-and-Jill bath, providing both convenience and privacy. Step outside to your screened lanai with a newly updated pool, summer kitchen and tranquil backdrop of natural pine trees for added privacy. Recent exterior upgrades include pool resurfacing and tile, new pool pump and salt system, new fans, stucco paint, and outdoor lighting.

Additional features include a 3-car garage, staircase access to attic storage and a well-appointed laundry room with sink and cabinetry. Major mechanical update includes a new heat pump. Located in one of the area's most desirable communities, this home combines privacy, space, and resort-style living with easy access to amenities.

Regatta Bay is a serene, gated community that seamlessly blends golf and boating, offering a lifestyle that is truly unparalleled! The essence of the Regatta Bay Lifestyle revolves around convenience, allowing residents to easily access numerous enjoyable destinations within minutes via golf cart, including the beach!

Within the community, residents can indulge in golf, swimming, tennis, pickleball, parks, playgrounds, the Regatta Bay Clubhouse, Legendary Marine, and Legendary Yacht Club. Furthermore, Regatta Bay features a private road that leads directly to the Destin Commons, where an array of popular retail stores for both men and women awaits, alongside a d

iverse selection of restaurants, Whole Foods, Bass Pro, Lowes, an AMC movie theater, and Uncle Buck's Bowling-all easily reachable by golf cart. Regatta Bay is centrally located offering easy access to the airport and only a few miles from Northwest Florida's finest hospital. Schedule your private tour today and experience the elegance of Regatta Bay living.

Key Features

  • Built in 2005
  • 0.66 acre lot
  • 3 parking spaces
  • Fireplace

Property Details

1 story
2 full, 1 half
3 spaces
2005

Amenities

FireplaceViewA/C

Monthly Cost Estimate

$8,964/mo

20% down · 6.5% · 30 years

Principal$1,067
Interest$6,392
Insurance$430
HOA$1,075

Estimates only. Actual payments may vary.

Location

428 Captains Circle

Destin, FL 32541

Regatta Bay

Features & Amenities

Interior Features

Breakfast BarBuilt-In BookcasesCeiling Crwn MoldingCeiling RaisedCeiling Tray/CofferdKitchen IslandLighting RecessedPantryPull Down StairsShelvingSplit BedroomWasher/Dryer HookupWet BarWoodwork PaintedWoodwork Stained

Exterior Features

BBQ Pit/GrillColumnsLawn PumpPool - EnclosedPool - Gunite ConcrtSprinkler SystemSummer Kitchen

Property Details

Flooring

TileCarpet

Construction

Frame Stucco

Views

Lake

Pool Features

Porch

Heating

Natural Gas

Appliances

Auto Garage Door OpnCentral VacuumDishwasherDisposalMicrowaveOven DoubleRange HoodRefrigeratorSecurity SystemSmoke DetectorStove/Oven ElectricStove/Oven GasWine RefrigeratorWater Heater - GasWater Heater - Tnkls

Questions & Answers

This 3-bedroom, 3-bathroom single family at 428 Captains Circle is listed at $1,475,000 ($433/sqft). The estimated monthly payment is $7,467 based on 20% down at 6.5% interest.

HOA fees are $1075/month.

Key features include: Built in 2005, 0.66 acre lot, 3 parking spaces, Fireplace. Interior Features: Breakfast Bar, Built-In Bookcases, Ceiling Crwn Molding. Exterior Features: BBQ Pit/Grill, Columns, Lawn Pump.

This property is listed by Lindsey K Lynch and can be reached at (850) 337-8000 or lindseylynch@legendaryrealty.com.

LL

Lindsey K Lynch

Agent at Legendary Realty LLC

(850) 337-8000

Listed by Legendary Realty LLC · View on Broker Site

MLS# 1004876· Source: listhub· Updated 1 days ago

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

428 Captains Circle, Destin, FL 32541

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