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About This Home

This 1-bedroom, 1-bathroom condo at 445 Gulf Shore Drive in Destin, FL is listed for $295,000 ($401 per sqft). Built in 1987, the home offers 735 sqft of living space on a N/A lot.

Agent Description

Located on coveted Holiday Isle, this fully furnished, professionally designed waterfront townhome sits in one of Destin's most exclusive and tightly held positions, directly on both the canal and harbor with deeded beach access just moments away. Opportunities like this don't come up often, and when they do, they rarely feel this refined.

Thoughtfully designed and professionally curated, this residence offers a one-bedroom layout that lives far larger than its footprint suggests. Every inch has been intentionally planned to maximize flow, natural light, and livability, creating a space that feels open, elevated, and incredibly comfortable.

The interior design brings a true sense of coastal sophistication, blending soft textures, curated furnishings, and a calming palette that makes the entire home feel like a private retreat. It is the kind of space where nothing feels wasted and everything feels considered.

Out back is where the lifestyle truly unfolds. Your private waterfront setting sits directly on the canal with immediate access to the Destin Harbor, making boating part of everyday life. Mornings are quiet and peaceful on the water, afternoons are spent out exploring the Gulf, and evenings often end with sunsets reflecting across the harbor and fireworks lighting up the sky.

This property also performs beautifully as an investment, currently operating as a successful rental with strong net returns and being offered fully turnkey. Low HOA fees make ownership even more attractive, especially in a waterfront location of this caliber.

With harbor and canal frontage, deeded beach access, designer furnishings, and established income performance, this is a rare opportunity that blends lifestyle and investment in a way few properties can. Some homes are simply well designed. This one feels like it was designed exactly for the way you want to live.

Key Features

  • Built in 1987
  • Waterfront

Property Details

1 story
1 full
#208
1987

Amenities

WaterfrontViewA/C

Monthly Cost Estimate

$1,973/mo

20% down · 6.5% · 30 years

Principal$213
Interest$1,278
Insurance$86
HOA$395

Estimates only. Actual payments may vary.

Location

445 Gulf Shore Drive

Destin, FL 32541

CANAL PLACE PH 1

Features & Amenities

Interior Features

Breakfast BarLighting RecessedOwner's ClosetWasher/Dryer Hookup

Exterior Features

Balcony

Property Details

Flooring

Vinyl

Construction

Siding Wood

Views

Harbor

Pool Features

Deck

Heating

Central

Cooling

Central Air

Appliances

DishwasherDisposalDryerMicrowaveRefrigeratorRefrigerator W/IceMkStove/Oven ElectricWasherWater Heater - Elect

Questions & Answers

This 1-bedroom, 1-bathroom condo at 445 Gulf Shore Drive is listed at $295,000 ($401/sqft). The estimated monthly payment is $1,673 based on 20% down at 6.5% interest.

HOA fees are $395/month.

Key features include: Built in 1987, Waterfront. Interior Features: Breakfast Bar, Lighting Recessed, Owner's Closet. Exterior Features: Balcony.

This property is listed by Jessica Mackrael and can be reached at 8506879888 or jessica.mackrael@cbrealty.com.

JM

Jessica Mackrael

Agent at Coldwell Banker Realty

(850) 687-9888

Listed by Coldwell Banker Realty · View on Broker Site

MLS# 1002907· Source: listhub· Updated 20 days ago

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

445 Gulf Shore Drive, Destin, FL 32541

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