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About This Home
This 4-bedroom, 3-bathroom single family at 478 S HARBOR DRIVE in Indian Rocks Beach, FL is listed for $2,695,000 ($860 per sqft). Built in 2015, the home offers 3,135 sqft of living space on a N/A lot.
Coastal Key West Waterfront Retreat in Coveted Indian Rocks Beach. Perfectly positioned on a quiet cul-de-sac in highly sought-after Indian Rocks Beach, this Key West-inspired waterfront residence offers sweeping western water views, spectacular sunsets, and the quintessential Florida lifestyle.
Built in 2015, this 4 bedroom 3 bath three-story home combines quality craftsmanship, thoughtful design, and modern conveniences in a premier waterfront setting. Designed for both entertaining and everyday living, the main level features an expansive living area and a gourmet kitchen with custom cabinetry, granite countertops, a walk-in pantry, chef's island with prep sink and cooktop, and premium stainless steel appliances.
The adjoining dining and living spaces are framed by panoramic water views, creating a seamless connection between indoor and outdoor living. Thoughtful upgrades throughout include hand-scraped hardwood flooring, Travertine tile, a custom built-in entertainment center, and a private elevator providing convenient access to all levels.
Two bedrooms and a full bath are located on the main living level, with one bedroom offering flexibility as a home office, den, or formal dining space. The upper level is dedicated to private living quarters, highlighted by a spacious primary suite featuring a private waterfront balcony, oversized walk-in closet, custom built-in cabinetry, and a spa-inspired bath with a jetted soaking tub positioned to capture breathtaking sunset views.
An additional bedroom completes the top floor. The entry level offers a spacious two-car garage and a large flex space with sliding glass doors opening to lush tropical landscaping. Outside, the resort-style waterfront setting is designed for relaxation and recreation, featuring a heated pool, deep-water dock with 20,000lbs boat lift, expansive entertaining areas, and dedicated storage for paddleboards, kayaks, and other waterfront gear.
Just minutes from the Gulf of Mexico, the property's deep-water dock and boat lift provide convenient access for boating, fishing, island hopping, and waterfront adventures. Indian Rocks Beach is one of Florida's most desirable coastal communities, known for its golf-cart-friendly atmosphere, sugar-sand beaches, waterfront dining, parks, and family-friendly attractions.
Whether you're seeking a primary residence, second home, or waterfront investment property, this exceptional residence offers an outstanding opportunity to enjoy the best of Florida coastal living while benefiting from the area's strong short-term rental demand.
Key Features
- Built in 2015
Property Details
Amenities
Monthly Cost Estimate
$14,413/mo
20% down · 6.5% · 30 years
Estimates only. Actual payments may vary.
Location
478 S HARBOR DRIVE
Indian Rocks Beach, FL 33785
INDIAN BEACH RE REVISED 23RD ADD
Features & Amenities
Interior Features
Exterior Features
Property Details
Flooring
Views
Parking
Heating
Cooling
Appliances
Questions & Answers
This 4-bedroom, 3-bathroom single family at 478 S HARBOR DRIVE is listed at $2,695,000 ($860/sqft). The estimated monthly payment is $11,678 based on 20% down at 6.5% interest.
Key features include: Built in 2015. Interior Features: Built-in Features, Eat-in Kitchen, Elevator. Exterior Features: Balcony, Lighting, Dock.
This property is listed by Stephen Kepler and can be reached at 7276476696 or steve.kepler@evusa.com.





