About This Home

This 3-bedroom, 2-bathroom single family at 502 E Cardinal Circle in Saint Marys, GA is listed for $445,000 ($246 per sqft). Built in 1995, the home offers 1,812 sqft of living space on a 0.61 acres lot.

Key Features

  • Built in 1995
  • 0.61 acre lot
  • Waterfront

Property Details

2 full
1995

Amenities

WaterfrontViewA/C
Listing Description

THIS BEAUTIFULLY UPDATED THREE-BEDROOM HOME IN OSPREY COVE IS SURE TO IMPRESS! DESIGNED WITH AN OPEN-CONCEPT LAYOUT, THE EXPANSIVE LIVING AREA IS IDEAL FOR ENTERTAINING AND EVERYDAY COMFORT. THE EAT-IN KITCHEN FEATURES A LARGE ISLAND BAR OVERLOOKING THE FAMILY ROOM, COMPLETE WITH A GAS RANGE, RANGE HOOD, AND STUNNING QUARTZ COUNTERTOPS OFFERING PLENTY OF PREP SPACE.

NATURAL LIGHT FILLS THE LIVING AREAS, WHETHER YOU'RE ENJOYING A CASUAL BREAKFAST IN THE NOOK OR HOSTING DINNER IN THE FORMAL DINING ROOM. STEP OUTSIDE TO THE SCREENED LANAI FOR YOUR MORNING COFFEE WHILE TAKING IN PEACEFUL LAKE VIEWS AND THE GREEN FOR HOLE #1.

THE EXTERIOR IS JUST AS INVITING WITH A BRICK PAVER PATIO, IRRIGATION SYSTEM, AND A NEW ROOF FOR PEACE OF MIND. RETREAT TO THE SPACIOUS PRIMARY SUITE FEATURING A SOAKING TUB, TILED SHOWER, DUAL VANITY, AND GENEROUS WALK-IN CLOSET. THIS SPLIT FLOOR PLAN ALSO OFFERS TWO ADDITIONAL BEDROOMS AND A FULL BATH FOR GUESTS OR FAMILY.

ADDITIONAL UPGRADES INCLUDE A NEW HVAC SYSTEM, FRESH INTERIOR PAINT, AND A NEW WASHER AND DRYER IN THE INDOOR LAUNDRY/MUD ROOM. BONUS: NO FLOOD INSURANCE REQUIRED! RESIDENTS OF OSPREY COVE CAN CHOOSE TO JOIN THE EXCLUSIVE CLUB, OFFERING RESORT-STYLE AMENITIES SUCH AS A POOL, FITNESS CENTER, TENNIS COURTS, 18-HOLE CHAMPIONSHIP GOLF COURSE, BOAT AND RV STORAGE, COMMUNITY BOAT RAMP, AND DAY DOCK.

THE ON-SITE CLUBHOUSE FEATURES A RESTAURANT WITH INDOOR AND OUTDOOR SEATING OVERLOOKING THE WATER AND GOLF COURSE, PLUS A TIKI HUT BAR BY THE POOL. HOA DUES INCLUDE 24/7 GATED SECURITY AND YEAR-ROUND MAINTENANCE OF ALL COMMON AREAS. MOVE-IN READY AND EASY TO SHOW-SCHEDULE YOUR PRIVATE TOUR TODAY AND EXPERIENCE THE EXCEPTIONAL LIFESTYLE THAT OSPREY COVE HAS TO OFFER!

Monthly Cost Estimate

$2,380/mo

20% down · 6.5% · 30 years

Principal$322
Interest$1,928
Insurance$130

Estimates only. Actual payments may vary.

Location

502 E Cardinal Circle

Saint Marys, GA 31558

Osprey Cove

Features & Amenities

Interior Features

Ceiling Fan(s)Crown MoldingDouble VanityHigh CeilingsRecessed LightingSoaking TubWalk-In Closet(s)Painted WoodworkSeparate ShowerPrimary SuiteSplit PlanBreakfast BarKitchen Island

Property Details

Flooring

VinylTileCarpet

Construction

Tabby

Views

Golf Course

Outdoor Features

PorchPatio

Parking

CoveredDrivewayOpenGarage

Heating

Electric (Heating)CentralHeat Pump (Heating)

Cooling

Central AirHeat PumpElectric

Appliances

Convection OvenDryerDishwasherOvenPlumbed For Ice MakerRefrigeratorRange HoodSelf Cleaning OvenWasherWater Softener

Questions & Answers

This 3-bedroom, 2-bathroom single family at 502 E Cardinal Circle is listed at $445,000 ($246/sqft). The estimated monthly payment is $2,380 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1995, 0.61 acre lot, Waterfront. Interior Features: Ceiling Fan(s), Crown Molding, Double Vanity.

This property is listed by Nicole Readdick and can be reached at 9125520680.

NR

Nicole Readdick

License 293731

Agent at Coldwell Banker Platinum Partners KGLD

(912) 552-0680

Listed by Coldwell Banker Platinum Partners KGLD · Broker phone: 0 · View on Broker Site

MLS# 1661660· Source: Golden Isles Association of REALTORS· 115 days on PropertySimple

Copyright © 2026 Golden Isles Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

502 E Cardinal Circle, Saint Marys, GA 31558

Open this listing in: