About This Home

This 3-bedroom, 4-bathroom condo at 520 Gulf Shore Drive #317 in Destin, FL is listed for $699,000 ($374 per sqft). Built in 1975, the home offers 1,870 sqft of living space on a N/A lot.

Key Features

  • Built in 1975
  • 5 stories
  • Waterfront

Property Details

5 stories
3 full, 1 half
#317
1975

Amenities

WaterfrontA/C
Listing Description

Experience exceptional beachfront living from this beautifully positioned three-story residence located directly on the Gulf in the highly sought-after Aegean community. Thoughtfully designed with 3 bedrooms, 3.5 baths, and a unique floor plan rarely found along the Emerald Coast, this spacious residence captures southeast views overlooking the res

ort-style pool deck and lush landscaping, sugar white beaches, and the emerald waters of the Gulf beyond. Offered fully furnished (with minimal exceptions), this condo presents an outstanding opportunity as a primary residence, second home, or vacation rental investment, combining an exceptional floor plan, sparkling Gulf views, and an unbeatable beachfront location.

Adding to the appeal, Aegean has already completed extensive exterior renovations and required building improvements with over $200,000 in assessments having been paid in full, offering valuable peace of mind and allowing the next owner to enjoy the benefits of these enhancements without the burden of those costs.

Designed for gathering and effortless coastal living, the main level features an open living, dining, and kitchen area framed by expansive sliding glass doors that highlight the picturesque coastal setting. The spacious layout flows seamlessly to a private balcony, creating the perfect setting for morning coffee, outdoor dining, or simply unwinding while taking in the ever-changing colors of the Gulf and the gentle sounds of the waves below.

A convenient half bath adds functionality for guests, while tile flooring throughout the living areas provides easy maintenance for beachside living. The kitchen offers stainless steel LG appliances, a premium Miele dishwasher, ample cabinetry, and a distinctive custom green tile backsplash that adds a touch of personality and coastal charm.

The second level is thoughtfully designed to provide comfort and privacy, featuring two generously sized bedrooms, each with its own en suite bath. The primary suite enjoys access to a private balcony where gentle Gulf breezes and pleasant views of the beach and emerald waters create a relaxing setting to begin and end the day.

A conveniently located laundry area with a full-size washer and dryer, along with wire shelving for additional storage, adds everyday functionality and convenience to this level. Occupying the entire third floor, a loft-style bedroom with its own full bath is currently configured as a bunk room, providing a versatile space ideal for accommodating additional guests, creating a media room, or establishing a private retreat.

Comfortable carpeting throughout the bedrooms enhances the inviting atmosphere and creates a warm contrast to the tile flooring found in the main living spaces. Residents of Aegean enjoy an exceptional collection of amenities including a Gulf-front swimming pool, BBQ grilling area and gazebo, tennis courts, gated entry, and an expansive stretch of white-sand beach.

Owners also benefit from access to convenient on-site beach service available at preferred owner rates. Ideally located in the heart of Destin on Holiday Isle, the community offers convenient access to dining, shopping, entertainment, and everything that makes the Emerald Coast one of the most sought-after destinations in Florida.

Monthly Cost Estimate

$5,441/mo

20% down · 6.5% · 30 years

Principal$506
Interest$3,029
Insurance$204
HOA$1,703

Estimates only. Actual payments may vary.

Location

520 Gulf Shore Drive #317

Destin, FL 32541

AEGEAN CONDO

Features & Amenities

Interior Features

Breakfast BarOwner's ClosetWasher/Dryer Hookup

Exterior Features

Balcony

Property Details

Flooring

CarpetTile

Construction

Stucco

Heating

Central

Cooling

Central Air

Appliances

DishwasherDisposalDryerMicrowaveRefrigerator W/IceMkSmoke DetectorSmooth Stovetop RngeWasherWater Heater - Elect

Questions & Answers

This 3-bedroom, 4-bathroom condo at 520 Gulf Shore Drive is listed at $699,000 ($374/sqft). The estimated monthly payment is $5,442 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $1703/month.

Key features include: Built in 1975, 5 stories, Waterfront. Interior Features: Breakfast Bar, Owner's Closet, Washer/Dryer Hookup. Exterior Features: Balcony.

This property is listed by Spears Group and can be reached at 8507102114.

SG

Spears Group

Agent at Compass Florida, LLC

(850) 710-2114

Listed by Compass Florida, LLC · Broker phone: (305) 851-2820 · View on Broker Site · Broker website

MLS# 1006018· Source: Emerald Coast Association of Realtors· 56 days on PropertySimple

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

520 Gulf Shore Drive #317, Destin, FL 32541

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