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About This Home

This 3-bedroom, 1-bathroom single family at 520 West 11th in Spencer, IA is listed for $170,000 ($168 per sqft). Built in 1950, the home offers 1,014 sqft of living space on a 0.24 acres lot.

Agent Description

Welcome home to this absolutely cute and move-in-ready 3 bedroom, 1 bath house situated on a desirable corner lot in Spencer! This charming property offers peace of mind with extensive updates, making it practically brand new from the outside in. The basement features 2 new egress windows, a new durable epoxy floor, and plumbing for a future second bathroom.

Enjoy maintenance-free living with a new roof, new LP Smart siding, new windows, new gutters and a new air conditioner. You will also appreciate the oversized attached garage with plenty of space for vehicles and storage. Spend your summers relaxing on the new deck or enjoying the space in the fully fenced-in yard. Don't miss this fantastic opportunity for first-time buyers or anyone looking for a low-maintenance home in a great location.

Key Features

  • Built in 1950
  • 0.24 acre lot

Property Details

1 full
1950

Monthly Cost Estimate

$909/mo

20% down · 6.5% · 30 years

Principal$123
Interest$737
Insurance$50

Estimates only. Actual payments may vary.

Location

520 West 11th

Spencer, IA 51301

Questions & Answers

This 3-bedroom, 1-bathroom single family at 520 West 11th is listed at $170,000 ($168/sqft). The estimated monthly payment is $737 based on 20% down at 6.5% interest.

Key features include: Built in 1950, 0.24 acre lot.

This property is listed by Katie Slater and can be reached at 7123200887 or katie@nexthomeatthelakes.com.

KS

Katie Slater

Agent at NextHome At The Lakes

(712) 320-0887

Listed by NextHome At The Lakes · View on Broker Site

MLS# 260407· Source: listhub· Updated 27 days ago

Copyright © 2026 NextHome, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

520 West 11th, Spencer, IA 51301

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