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About This Home

This 3-bedroom, 1-bathroom single family at 817 E 4th St in Spencer, IA is listed for $137,500 ($80 per sqft). Built in 1942, the home offers 1,719 sqft of living space on a 0.17 acres lot.

Agent Description

Charming Updated Bungalow in a Prime Location This cute bungalow offers a great combination of charm, updates, and location-just 2 blocks from the high school and 5 blocks from the middle school. Recent improvements provide peace of mind, including some fresh interior paint (2026), a new garage door opener (2026), a new water heater (2025), and some new interior sewer line (2026).

Additional major updates include a replaced sewer line to the street (2020), updated electrical panel (2020), and the addition of an egress window (2020), creating a 3rd legal bedroom in the basement. The home also features newer vinyl windows throughout.

The basement has experienced minor groundwater backup during past city flooding, but the home itself did not take on standing flood water. With its solid updates, added living space, and convenient location, this home is a fantastic opportunity. Don't miss your chance to make it yours!

Key Features

  • Built in 1942
  • 0.17 acre lot

Property Details

1 full
1942

Amenities

A/C

Monthly Cost Estimate

$735/mo

20% down · 6.5% · 30 years

Principal$99
Interest$596
Insurance$40

Estimates only. Actual payments may vary.

Location

817 E 4th St

Spencer, IA 51301

Property Details

Heating

Forced Air

Cooling

Central Air

Questions & Answers

This 3-bedroom, 1-bathroom single family at 817 E 4th St is listed at $137,500 ($80/sqft). The estimated monthly payment is $596 based on 20% down at 6.5% interest.

Key features include: Built in 1942, 0.17 acre lot.

This property is listed by Brenda Janssen and can be reached at 7125401478 or bjanssen@c21prolink.com.

BJ

Brenda Janssen

Agent at Century 21 ProLink - Le Mars

(712) 540-1478

Listed by Century 21 ProLink - Le Mars · View on Broker Site

MLS# 832847· Source: listhub· Updated 26 days ago

Copyright © 2026 Northwest Iowa Regional Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

817 E 4th St, Spencer, IA 51301

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