About This Home

This 3-bedroom, 2-bathroom single family at 5551 State Highway 7 in Oneonta, NY is listed for $129,900 ($78 per sqft). Built in 1850, the home offers 1,676 sqft of living space on a 0.42 acres lot.

Key Features

  • Built in 1850
  • 0.42 acre lot
  • 2 stories
  • Fireplace

Property Details

2 stories
2 full
1850

Amenities

FireplaceHardwood
Listing Description

Circa 1850! This charming Oneonta farmhouse is calling your name! Yes, it needs some TLC, but with all of its original character and wonderful features, the effort will be well worth it. The roomy first floor offers a large living room with a wood-burning fireplace, dining room, eat-in kitchen, laundry area, bedroom, and full bath.

Upstairs, you'll find two additional bedrooms and another full bath. One of the upstairs bedrooms is especially spacious, with plenty of room for a cozy reading nook (there is a window seat, too), sitting area, or whatever your imagination dreams up. Hardwood floors can be found throughout much of the home, adding warmth and timeless farmhouse appeal.

The property also features a newer metal roof and new water lines installed in 2026. The attached two-car garage provides convenient parking and storage, though it does need a new roof. Outside, there's great yard space with plenty of room to garden, play, entertain, or simply enjoy the peaceful surroundings. Bring your vision and some elbow grease, and restore this circa-1850 farmhouse to its full potential. The character is here-now it's ready for someone to bring it back to life!

Monthly Cost Estimate

$695/mo

20% down · 6.5% · 30 years

Principal$94
Interest$563
Insurance$38

Estimates only. Actual payments may vary.

Location

5551 State Highway 7

Oneonta, NY 13820

Features & Amenities

Interior Features

BreakfastBarCeilingFansSeparateFormalDiningRoomSeparateFormalLivingRoomJettedTubSlidingGlassDoorsBedroomOnMainLevel

Exterior Features

DeckGravelDrivewayPool

Property Details

Flooring

VariesCarpetVinylHardwood

Construction

Frame

Outdoor Features

PorchDeck

Parking

Garage

Heating

BaseboardElectric (Heating)

Appliances

DryerElectricWaterHeaterGasOvenGasRangeRefrigeratorWasher

Questions & Answers

This 3-bedroom, 2-bathroom single family at 5551 State Highway 7 is listed at $129,900 ($78/sqft). The estimated monthly payment is $695 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1850, 0.42 acre lot, 2 stories, Fireplace. Interior Features: BreakfastBar, CeilingFans, SeparateFormalDiningRoom. Exterior Features: Deck, GravelDriveway, Pool.

This property is listed by Elizabeth A. Shultis GRI and can be reached at 6074345972.

EG

Elizabeth A. Shultis GRI

License 49SH0935322

Agent at Benson Agency Real Estate LLC

(607) 434-5972
Agent website

Listed by Benson Agency Real Estate LLC · Broker phone: (607) 432-4391 · View on Broker Site · Broker website

MLS# R1709010· Source: New York State Alliance of MLSs, LLC· 30 days on PropertySimple

Copyright © 2026 New York State Alliance of MLSs, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

5551 State Highway 7, Oneonta, NY 13820

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