About This Home

This 2-bedroom, 3-bathroom single family at 320 Chestnut Street in Oneonta, NY is listed for $169,500 ($102 per sqft). Built in 1890, the home offers 1,660 sqft of living space on a 0.19 acres lot.

Key Features

  • Built in 1890
  • 0.19 acre lot
  • 2 stories

Property Details

2 stories
2 full, 1 half
1890

Amenities

A/C
Listing Description

Possibility Plus awaits in this spacious West End home! Enter through the convenient rear mudroom featuring abundant storage with large built-in cabinets and second pantry. The kitchen offers beautiful raised-panel oak cabinetry and opens to a bright, airy family room with a cathedral ceiling and sliding glass doors leading to a private side deck.

The main level also features a spacious dining room, comfortable living room, and a full bathroom, providing a functional layout for everyday living and entertaining. Upstairs, you'll find a full hall bath, a large primary suite with ample closet space, and a private bath ready for your finishing touches-simply add a tub or shower to complete the space.

The suite also offers the potential for a convenient second-floor laundry area. A second bedroom completes the upper level. A new HVAC system installed in 2012 provides year-round comfort and efficiency. Outside, enjoy the inviting wraparound covered front and side porches that lead to private deck areas, perfect for relaxing or entertaining.

The property also includes a two-car detached garage, an expansive paved parking area, and landscaped yard surrounded shrubs and fencing for added privacy. With generous living space, endless potential, and a desirable West End location, this home is ready for its next chapter!

Monthly Cost Estimate

$907/mo

20% down · 6.5% · 30 years

Principal$123
Interest$735
Insurance$49

Estimates only. Actual payments may vary.

Location

320 Chestnut Street

Oneonta, NY 13820

Features & Amenities

Interior Features

BreakfastBarCeilingFansCathedralCeilingsSeparateFormalDiningRoomSeparateFormalLivingRoomKitchenFamilyRoomComboPullDownAtticStairsSlidingGlassDoorsSkylightsWindowTreatmentsConvertibleBedroomBathInPrimaryBedroom

Exterior Features

BlacktopDrivewayDeckFencePatio

Property Details

Flooring

VariesCarpetVinyl

Construction

Frame VinylSiding

Outdoor Features

PatioPorchDeck

Parking

Garage

Heating

Forced AirNatural Gas

Cooling

Central Air

Appliances

ExhaustFanElectricOvenElectricRangeElectricWaterHeaterRefrigeratorRangeHood

Questions & Answers

This 2-bedroom, 3-bathroom single family at 320 Chestnut Street is listed at $169,500 ($102/sqft). The estimated monthly payment is $906 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1890, 0.19 acre lot, 2 stories. Interior Features: BreakfastBar, CeilingFans, CathedralCeilings. Exterior Features: BlacktopDriveway, Deck, Fence.

This property is listed by Bradford F. Morley and can be reached at 6074349136.

BM

Bradford F. Morley

License 40MO1114245

Agent at Benson Agency Real Estate LLC

(607) 434-9136
Agent website

Listed by Benson Agency Real Estate LLC · Broker phone: (607) 432-4391 · View on Broker Site · Broker website

MLS# R1702323· Source: New York State Alliance of MLSs, LLC· 56 days on PropertySimple

Copyright © 2026 New York State Alliance of MLSs, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

320 Chestnut Street, Oneonta, NY 13820

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