About This Home

This 3-bedroom, 2-bathroom single family at 5983 S Cummings Street in Suttons Bay, MI is listed for $1,300,000 ($534 per sqft). Built in 1970, the home offers 2,433 sqft of living space on a 0.77 acres lot.

Key Features

  • Built in 1970
  • 0.77 acre lot
  • Fireplace
  • Waterfront

Property Details

1 story
1 full
2-car garage
1970

Amenities

FireplaceWaterfront
Listing Description

Ranch Home with 120' of Direct West Grand Traverse Bay Frontage! Tucked away on quiet, low-traffic street, this 3 bedroom, 2 bath ranch offers an exceptional opportunity to own 0.77 acres and 120' of private direct frontage on West Grand Traverse Bay, complete with a sandy shoreline and beautiful sunrise views over Power Island.

The main floor features 1,424 finished square feet and a waterside deck perfect for soaking up summer while overlooking the bay and the expansive waterside lawn. The partially finished full basement adds extra sq footage and storage, has a fun 1970s vibe, complete with a bar and sauna.

The home is sold furnished, has good bones, and is ready for your custom updates, offering the chance to make it your own and create a special waterfront legacy property. Enjoy the quiet setting, low-traffic location, and the life on West Bay. Situated in a convenient central location 6 miles south of Suttons Bay and just 8.5 miles north of Traverse City via M-22.

Bingham Township allows short-term rentals with a township permit, adding potential investment appeal. Don't miss this opportunity to make your waterfront vision a reality!

Monthly Cost Estimate

$6,953/mo

20% down · 6.5% · 30 years

Principal$940
Interest$5,633
Insurance$379

Estimates only. Actual payments may vary.

Location

5983 S Cummings Street

Suttons Bay, MI 49682

Features & Amenities

Interior Features

PantryIsland Kitchen

Exterior Features

Bay ViewDeckLandscapedGutters

Property Details

Construction

Frame

Outdoor Features

Deck

Appliances

RefrigeratorOven/RangeDisposalDishwasherMicrowaveWater Softener OwnedWasherDryerFreezerNatural Gas Water Heater

Questions & Answers

This 3-bedroom, 2-bathroom single family at 5983 S Cummings Street is listed at $1,300,000 ($534/sqft). The estimated monthly payment is $6,953 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1970, 0.77 acre lot, Fireplace, Waterfront. Interior Features: Pantry, Island Kitchen. Exterior Features: Bay View, Deck, Landscaped.

This property is listed by Jonathan Oltersdorf.

JO

Jonathan Oltersdorf

Agent at Oltersdorf Realty LLC

Listed by Oltersdorf Realty LLC · Broker phone: 231-271-7777 · View on Broker Site · Broker website

MLS# 1952124· Source: Northern Great Lakes Realtors MLS· 3 days on PropertySimple

Copyright © 2026 Northern Great Lakes Realtors MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

5983 S Cummings Street, Suttons Bay, MI 49682

Open this listing in: