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About This Home

This 5-bedroom, 3-bathroom single family at 6118 Pinetree Avenue in Panama City, FL is listed for $725,000 ($318 per sqft). Built in 1985, the home offers 2,280 sqft of living space on a 0.08 acres lot.

Agent Description

Investor Ready Multi-Income Beachside Property Steps from the Sand This completely renovated 5 bedroom plus 2 bunkroom, tri-level property with lockout capability is a rare income-producing opportunity just four short blocks straight back from Beach Access 12.

Whether rented as three separate units or one large retreat, this setup is built for maximum flexibility, occupancy, and returns. Fully updated and connected to county sewer, the property is sold fully furnished from top to bottom, professionally decorated, and turn-key ready to generate income immediately.

No projects. No guesswork. Just open the doors and start booking. Designed for Multiple Revenue Streams Each level functions independently while still allowing guests to enjoy the property together exactly what today's renters want. First Level (Ground Entry from Parking) Ideal for families with children or a private guest suite.

This level offers a comfortable living area, three bedrooms, one full bath, and its own entrance perfect for a stand-alone rental or overflow space. Second Level (Front Stair Access) The heart of the home features a large living room and full kitchen, one bedroom, one additional sleeping area/bunk room, and one full bath.

This floor includes a lockout to the third level, allowing it to be rented independently or combined. Third Level (Private Side Stair or Lockout Access) A true primary suite with its own private balcony, spacious sleeping area, and en-suite bath ideal for premium nightly rates.

Why Investors Love This Property - Multiple rental configurations multiple income streams - Walkable to the beach high demand year-round - Renovated, furnished, and sewer-connected low maintenance - Appeals to groups who want togetherness and privacy This property is projected to produce well over $91K annually, driven by today's top-performing rental trend: groups traveling together who still want their own space. If you're looking for a proven, flexible, high-yield beach investment, this one checks every box.

Key Features

  • Built in 1985
  • 0.08 acre lot
  • 3 stories

Property Details

3 stories
3 full
1985

Amenities

A/C

Monthly Cost Estimate

$3,877/mo

20% down · 6.5% · 30 years

Principal$524
Interest$3,142
Insurance$211

Estimates only. Actual payments may vary.

Location

6118 Pinetree Avenue

Panama City, FL 32408

Biltmore Beach

Features & Amenities

Exterior Features

Deck

Property Details

Construction

VinylSiding

Pool Features

Deck

Heating

CentralDuctless (Heating)

Cooling

DuctlessCentral Air

Appliances

WasherDryerStackedElectricRange

Questions & Answers

This 5-bedroom, 3-bathroom single family at 6118 Pinetree Avenue is listed at $725,000 ($318/sqft). The estimated monthly payment is $3,142 based on 20% down at 6.5% interest.

Key features include: Built in 1985, 0.08 acre lot, 3 stories. Exterior Features: Deck.

This property is listed by Sandi Smith and can be reached at 2293262998 or Sandisellsthesouth@gmail.com.

SS

Sandi Smith

Agent at Dalton Wade Inc

(229) 326-2998

Listed by Dalton Wade Inc · View on Broker Site

MLS# 785045· Source: listhub· Updated 110 days ago

Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

6118 Pinetree Avenue, Panama City, FL 32408

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