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About This Home

This 4-bedroom, 4-bathroom townhouse at 623 Fernwood Street in Panama City Beach, FL is listed for $788,950 ($303 per sqft). Built in 2004, the home offers 2,600 sqft of living space on a 0.06 acres lot.

Agent Description

No HOA. Move In Ready!. Renovated 2025. 3 Bedroom & 3 Bath Residence plus Efficiency Studio/ 1 Full Bath. Three story residence has an open living/dining/kitchen. The home features a brand-new roof, new exterior paint, and fresh interior paint. Fully furnished home with new coastal decor, renovated to meet code, and situated less than two blocks from the white sands of the Gulf of America and its emerald waters!

The main residence with spacious 3 large bedrooms, 3 full bathrooms & multiple decks to relax & enjoy the gulf views & beautiful sunsets! One car garage/storage. In addition to the main residence, a cozy efficiency studio with a fully fenced backyard & private entrance is located on the ground level. Only 30 minutes to the airport.

Key Features

  • Built in 2004
  • 0.06 acre lot
  • 3 stories

Property Details

3 stories
4 full
#C
2004

Amenities

A/C

Monthly Cost Estimate

$4,219/mo

20% down · 6.5% · 30 years

Principal$571
Interest$3,419
Insurance$230

Estimates only. Actual payments may vary.

Location

623 Fernwood Street

Panama City Beach, FL 32407

BAHAMA BEACH

Features & Amenities

Interior Features

Breakfast BarOwner's ClosetWasher/Dryer Hookup

Property Details

Flooring

VinylTile

Construction

Frame Stucco Trim Wood

Pool Features

Patio

Heating

Central

Cooling

Central Air

Appliances

DishwasherDisposalDryerMicrowaveRefrigeratorWasherWater Heater - Elect

Questions & Answers

This 4-bedroom, 4-bathroom townhouse at 623 Fernwood Street is listed at $788,950 ($303/sqft). The estimated monthly payment is $3,419 based on 20% down at 6.5% interest.

Key features include: Built in 2004, 0.06 acre lot, 3 stories. Interior Features: Breakfast Bar, Owner's Closet, Washer/Dryer Hookup.

This property is listed by Ralph M Harvey and can be reached at 8554564945 or ralph@listwithfreedom.com.

RH

Ralph M Harvey

Agent at ListWithFreedom.com

(855) 456-4945

Listed by ListWithFreedom.com · View on Broker Site

MLS# 1001953· Source: listhub· Updated 32 days ago

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

623 Fernwood Street, Panama City Beach, FL 32407

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