About This Home

This 4-bedroom, 3-bathroom single family at 8 College Terrace in Oneonta, NY is listed for $419,000 ($102 per sqft). Built in 1940, the home offers 4,102 sqft of living space on a 0.89 acres lot.

Key Features

  • Built in 1940
  • 0.89 acre lot
  • 2 stories
  • Fireplace

Property Details

2 stories
3 full
2-car garage
1940

Amenities

FireplaceHardwood
Listing Description

Welcome to a home filled with warmth, comfort, love and many years of cherished memories. Offered for sale after years of endearing enjoyment, this bright and spacious Split-Level Ranch is situated on a beautiful 0.89-acre parcel within the City of Oneonta.

A home where love, laughter and growth have been part of everyday life, it is now ready to welcome its next chapter. Offering four bedrooms and three full baths, this home provides generous living space across three levels. The large eat-in family kitchen is truly the heart of the home, offering plenty of room for everyone to gather, cook together and share stories after school and work.

Beautiful mahogany and oak woodwork, along with oak flooring throughout, add timeless character and warmth. Vintage bathrooms preserve a touch of the home's original charm. Practicality is equally well represented with abundant cabinetry and storage, dedicated laundry and folding space, and a walk-in cedar closet.

The partially finished lower level expands the possibilities with a spacious recreation room and bar area - and, in years past, even featured a stage, creating a wonderful space for entertaining, gatherings and making memories. A dedicated home office in the basement offers a quiet and private workspace, ideal for working from home, studying or managing today's busy lifestyle.

An attached two-car garage adds everyday convenience, while the generous lot provides room to enjoy the outdoors. If location matters, this home delivers! Conveniently located with easy access to schools, AO Fox Hospital, SUNY Oneonta and Hartwick College, while still offering the comfort of a spacious property within the City. A special home with character, history and room to make your own memories. Come see why this one has been loved for so many years!

Monthly Cost Estimate

$2,241/mo

20% down · 6.5% · 30 years

Principal$303
Interest$1,816
Insurance$122

Estimates only. Actual payments may vary.

Location

8 College Terrace

Oneonta, NY 13820

Features & Amenities

Interior Features

DenSeparateFormalDiningRoomEntranceFoyerEatInKitchenHomeOfficeCountryKitchenKitchenIslandPantryStorageBarBedroomOnMainLevelBathInPrimaryBedroomMainLevelPrimaryPrimarySuite

Exterior Features

BlacktopDriveway

Property Details

Flooring

HardwoodVariesVinyl

Construction

Frame

Outdoor Features

Porch

Parking

Garage

Heating

BaseboardNatural Gas

Appliances

DoubleOvenDryerDishwasherElectricCooktopGasWaterHeaterRefrigeratorTanklessWaterHeaterWasher

Questions & Answers

This 4-bedroom, 3-bathroom single family at 8 College Terrace is listed at $419,000 ($102/sqft). The estimated monthly payment is $2,241 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1940, 0.89 acre lot, 2 stories, Fireplace. Interior Features: Den, SeparateFormalDiningRoom, EntranceFoyer. Exterior Features: BlacktopDriveway.

This property is listed by Stacey M. Frazier ABR.

SA

Stacey M. Frazier ABR

License 10301200550

Agent at Keller Williams Upstate New York Properties

Listed by Keller Williams Upstate New York Properties · Broker phone: (607) 431-2540 · View on Broker Site · Broker website

MLS# R1712287· Source: New York State Alliance of MLSs, LLC· 55 days on PropertySimple

Copyright © 2026 New York State Alliance of MLSs, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

8 College Terrace, Oneonta, NY 13820

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