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About This Home

This 2-bedroom, 1-bathroom single family at 817 E 4th Street in Spencer, IA is listed for $133,500 ($112 per sqft). Built in 1942, the home offers 1,194 sqft of living space on a 0.17 acres lot.

Agent Description

Charming updated bungalow in a prime location! Just 2 blocks from high school and 5 blocks from middle school, this 2-bedroom, 1-bath with attached garage provides great peace of mind for buyers. Major improvements include new water heater, interior sewer line and sewer line to the street replaced, updated electrical panel and newer vinyl windows throughout.

Egress window in the unfinished basement offers possibility of a 3rd conforming bedroom. Freshly painted and waiting for you! Minor groundwater backup during city flooding, but did not take on standing flood water.

Key Features

  • Built in 1942
  • 0.17 acre lot
  • 2 stories

Property Details

2 stories
1 full
1942

Amenities

A/C

Monthly Cost Estimate

$714/mo

20% down · 6.5% · 30 years

Principal$97
Interest$579
Insurance$39

Estimates only. Actual payments may vary.

Location

817 E 4th Street

Spencer, IA 51301

Property Details

Construction

Vinyl Siding

Heating

Forced Air

Cooling

Central Air

Appliances

DryerMicrowaveRange/StoveRefrigeratorWasher

Questions & Answers

This 2-bedroom, 1-bathroom single family at 817 E 4th Street is listed at $133,500 ($112/sqft). The estimated monthly payment is $579 based on 20% down at 6.5% interest.

Key features include: Built in 1942, 0.17 acre lot, 2 stories.

This property is listed by John Goede and can be reached at 7122601197 or john@johngoede.com.

JG

John Goede

Agent at Century 21 ProLink

(712) 260-1197

Listed by Century 21 ProLink · View on Broker Site

MLS# 260602· Source: listhub· Updated 1 days ago

Copyright © 2026 Iowa Great Lakes Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

817 E 4th Street, Spencer, IA 51301

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