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About This Home

This 3-bedroom, 2-bathroom single family at 8895 SW 184th Ter in Cutler Bay, FL is listed for $980,000 ($537 per sqft). Built in 1978, the home offers 1,826 sqft of living space on a 0.39 acres lot.

Agent Description

rare opportunity in Cutler Bay where space, privacy, and lifestyle come together on an expansive 0.39-acre lot.

This well-maintained residence features a bright, open layout filled with natural light, creating a warm and inviting atmosphere for everyday living and effortless entertaining. Impact windows add comfort, efficiency, and peace of mind throughout the home.

Step outside to your own private backyard retreat with a sparkling pool and generous patio space—perfect for relaxing weekends or hosting guests while enjoying the South Florida lifestyle.

The home is move-in ready, while also offering the opportunity to personalize and elevate over time to match your own style and vision. Set on an oversized lot, the property provides both privacy and long-term potential—an increasingly rare combination in today’s market.

With no HOA, enjoy added freedom and flexibility rarely found in this area.

Ideally located in a quiet residential setting with convenient access to major roads, shopping, dining, and schools, this property presents a unique blend of immediate livability and future upside.

Opportunities like this—where space, flexibility, and lifestyle align—are becoming increasingly limited.

Key Features

  • Built in 1978
  • 0.39 acre lot

Property Details

2 full
1978

Monthly Cost Estimate

$5,241/mo

20% down · 6.5% · 30 years

Principal$709
Interest$4,247
Insurance$286

Estimates only. Actual payments may vary.

Location

8895 SW 184th Ter

Cutler Bay, FL 33157

Bel-aire Sec 23

Features & Amenities

Interior Features

Bedroom On Main LevelCloset CabinetryEat-in KitchenFamily/Dining RoomFirst Floor EntryHandicap AccessKitchen IslandLiving/Dining RoomPantrySitting Area In PrimarySeparate Shower

Exterior Features

FencePatioSecurity/High Impact Doors

Property Details

Flooring

Parquet WoodTileTile - Ceramic

Construction

Block

Parking

CarportDrivewayGarage

Heating

Central

Cooling

Central Air

Appliances

DishwasherDryerMicrowaveRangeRange - GasRefrigeratorWasher

Questions & Answers

This 3-bedroom, 2-bathroom single family at 8895 SW 184th Ter is listed at $980,000 ($537/sqft). The estimated monthly payment is $4,247 based on 20% down at 6.5% interest.

Key features include: Built in 1978, 0.39 acre lot. Interior Features: Bedroom On Main Level, Closet Cabinetry, Eat-in Kitchen. Exterior Features: Fence, Patio, Security/High Impact Doors.

This property is listed by Cagla Gumusgerdan and can be reached at 7868061144 or gumuschala71@yahoo.com.

CG

Cagla Gumusgerdan

Agent at Keller Williams Realty Premier Properties

(786) 806-1144

Listed by Keller Williams Realty Premier Properties · View on Broker Site

MLS# A12012119· Source: listhub· Updated today

Copyright © 2026 Miami REALTORS®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

8895 SW 184th Ter, Cutler Bay, FL 33157

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