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About This Home

This 2-bedroom, 1-bathroom single family at 95478 PLUM Loop in Fernandina Beach, FL is listed for $265,000 ($237 per sqft). Built in 1991, the home offers 1,120 sqft of living space on a 1.01 acres lot.

Agent Description

One-of-a-kind home! This 2 bed, 1 bathroom cottage includes a bonus room with a magnificent stained glass window. This room could be used as an office or an additional bedroom. Walk up the stairs to a cozy loft for additional storage. This 1-1/2 story, wood-framed home sits on just over an acre.

Drive through on the circular driveway. Included are several sheds, two with electricity. New appliances include a new stove, refrigerator, toilet and washer in 2025. Five impact resistant windows were installed in 2024. The roof was replaced in 2019.

There is a private well with a water softener and a private septic system. A little elbow grease will go a long way in making this home your own. Come live out in the country with no HOA or CDD fees, but close to all the stores in Yulee. Goffinsville Park, boat launch and fishing pier are close by and the beach is just over the bridge. This is not a perfect house, but it might be your perfect home! RE agent owned. Sold as-is.

Key Features

  • Built in 1991
  • 1.01 acre lot

Property Details

1 story
1 full
1991

Amenities

A/C

Monthly Cost Estimate

$1,417/mo

20% down · 6.5% · 30 years

Principal$192
Interest$1,148
Insurance$77

Estimates only. Actual payments may vary.

Location

95478 PLUM Loop

Fernandina Beach, FL 32034

Willow Branch Acres

Features & Amenities

Interior Features

Ceiling Fan(s)

Property Details

Flooring

TileLaminate

Construction

Frame

Pool Features

Porch

Parking

DrivewayOff Street

Heating

Electric (Heating)Central

Cooling

Central AirElectric

Appliances

DryerElectric RangeElectric Water HeaterRefrigeratorWasherWater Softener Owned

Questions & Answers

This 2-bedroom, 1-bathroom single family at 95478 PLUM Loop is listed at $265,000 ($237/sqft). The estimated monthly payment is $1,148 based on 20% down at 6.5% interest.

Key features include: Built in 1991, 1.01 acre lot. Interior Features: Ceiling Fan(s).

This property is listed by HOLLY KELLEY and can be reached at 6176450912 or hollykelley1@gmail.com.

HK

HOLLY KELLEY

Agent at PALM III REALTY AND PROPERTY M

(617) 645-0912

Listed by PALM III REALTY AND PROPERTY M · View on Broker Site

MLS# 2139201· Source: listhub· Updated 54 days ago

Copyright © 2026 realMLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

95478 PLUM Loop, Fernandina Beach, FL 32034

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