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About This Home
This 3-bedroom, 3-bathroom condo at 96023 COTTAGE Court in Fernandina Beach, FL is listed for $285,000 ($193 per sqft). Built in 2008, the home offers 1,477 sqft of living space on a N/A lot.
Enjoy low-maintenance living in The Cottages at Stoney Creek, a gated community offering comfort, convenience, and flexibility. This 3-Bedroom, 2.5-Bath home features a functional layout with a Half Bath on the main level and all Bedrooms upstairs for added privacy.
Building has new Roof in 2005. Recent updates include a new HVAC System in 2025 and new LVP flooring downstairs providing a strong foundation for the next owner. This home is move-in ready while also offering a blank canvas for buyers who want to add their own style and updates over time.
Residents enjoy access to a gated entrance, private neighborhood setting, and community pool, all with a low HOA fee -- making everyday living simple and manageable. Ideally located just a short drive from Amelia Island, the beaches, dining, shopping, and historic downtown Fernandina Beach, this home offers both convenience and coastal accessibility.
Key Features
- Built in 2008
- 2 stories
Property Details
Amenities
Monthly Cost Estimate
$1,909/mo
20% down · 6.5% · 30 years
Estimates only. Actual payments may vary.
Location
96023 COTTAGE Court
Fernandina Beach, FL 32034
Cottages at Stoney Creek
Features & Amenities
Interior Features
Property Details
Flooring
Pool Features
Parking
Heating
Cooling
Appliances
Questions & Answers
This 3-bedroom, 3-bathroom condo at 96023 COTTAGE Court is listed at $285,000 ($193/sqft). The estimated monthly payment is $1,620 based on 20% down at 6.5% interest.
HOA fees are $385/month.
Key features include: Built in 2008, 2 stories. Interior Features: Ceiling Fan(s), Entrance Foyer, Open Floorplan.
This property is listed by WHITNEY STARLING and can be reached at 8638997233 or Whitney.Starling@floridanetworkrealty.com.








