About This Home

This 3-bedroom, 2-bathroom condo at 97652 Overseas Highway #Hh31 in Key Largo, FL is listed for $1,599,000 ($949 per sqft). Built in 1975, the home offers 1,685 sqft of living space on a 15.00 acres lot.

Key Features

  • Built in 1975
  • 15.00 acre lot
  • Private pool
  • Waterfront

Property Details

2 full
#Hh31
1975

Amenities

PoolWaterfrontViewA/C
Listing Description

Exceptional open-water living in this 3-bedroom, 2-bath corner condo offering 1,685 sq. ft. of interior living space plus a 442 sq. ft. screened lanai overlooking Florida Bay. Imagine mornings on the water and Keys sunsets from this spacious outdoor living area, perfect for relaxing, dining and enjoying the tropical breezes.

Inside, custom improvements include a wood-plank ceiling with decorative beam detailing and recessed lighting, leathered granite kitchen countertops, stainless appliances and a wine cooler. The redesigned primary suite features custom cabinetry and storage, a marble-look walk-in shower and a fitted dressing room/closet.

Coastal-toned wood flooring adds warmth to the bedrooms, while hurricane windows and doors provide peace of mind. This furnished residence offers generous living space, privacy and elevator access. Experience Rock Harbor Club, a peaceful tropical paradise surrounded by lush landscaping.

Enjoy the large sandy bayfront beach, heated and chilled pool, wooded walking trails, clubhouse, fitness facilities with saunas, tennis, pickleball, bocce and basketball. Boaters will appreciate the community's dry-rack boat storage with launch and retrieval service, subject to availability and association requirements, along with convenient access to the Intracoastal Waterway. It all comes together in the relaxed Florida Keys lifestyle you've been dreaming of.

Monthly Cost Estimate

$10,162/mo

20% down · 6.5% · 30 years

Principal$1,156
Interest$6,929
Insurance$466
HOA$1,610

Estimates only. Actual payments may vary.

Location

97652 Overseas Highway #Hh31

Key Largo, FL 33037

Rock Harbor Condo (97.5)

Features & Amenities

Interior Features

Split BedroomPantryBuilt-in CabinetsGranite Counter TopSmoke AlarmsStorageTray Ceilings

Exterior Features

FencingFruit Tree(s)Rain GuttersLightingLanaiOutdoor ShowerPrivacy Wall/FenceSandy BeachSprinkler SystemTennis Court(s)

Property Details

Flooring

WoodTile

Construction

CBS Concrete

Views

HarborWater

Pool Features

Pool

Parking

Open

Heating

Central

Cooling

Central Air

Appliances

WasherDryerDishwasherRefrigeratorRangeOvenMicrowaveWine CoolerStainless Steel Appliance(s)

Questions & Answers

This 3-bedroom, 2-bathroom condo at 97652 Overseas Highway is listed at $1,599,000 ($949/sqft). The estimated monthly payment is $10,161 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $1610/month.

Key features include: Built in 1975, 15.00 acre lot, Private pool, Waterfront. Interior Features: Split Bedroom, Pantry, Built-in Cabinets. Exterior Features: Fencing, Fruit Tree(s), Rain Gutters.

This property is listed by Terri Bodker.

TB

Terri Bodker

License 3049661

Agent at LoKation Real Estate

Listed by LoKation Real Estate · Broker phone: (954) 545-5583 · View on Broker Site · Broker website

MLS# 621549· Source: Florida Keys Board of REALTORS®· 21 days on PropertySimple

Copyright © 2026 Florida Keys Board of REALTORS®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

97652 Overseas Highway #Hh31, Key Largo, FL 33037

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