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About This Home

This 2-bedroom, 2-bathroom condo at 9900 S Thomas Drive in Panama City Beach, FL is listed for $315,000 ($347 per sqft). Built in 2007, the home offers 907 sqft of living space on a N/A lot.

Agent Description

Lowest Priced Unit in Shores of Panama! Penthouse living above Panama City Beach's most iconic resort pool, just steps from the Gulf! Perched on the top floor of Shores of Panama, Unit 2311 offers a rare opportunity to own a private, elevated coastal retreat in one of the most recognizable beachfront communities along the Emerald Coast.

From the moment you step inside, the difference is immediate. With no neighbors above, the penthouse position brings a sense of quiet, privacy, and separation that's hard to find in condo living. Natural light fills the space, while the thoughtfully designed 2-bedroom, 2-bath layout creates a comfortable flow that feels both functional and inviting.

This is the kind of property that makes ownership easy. Whether you're escaping for long weekends, spending extended time at the beach, or simply looking for a place that doesn't require constant upkeep, this condo offers a low-maintenance lifestyle in a location that keeps everything within reach.

And outside your door, the experience only gets better. Shores of Panama is known for its resort-style lagoon pool, tropical landscaping, and direct beachfront access, creating an environment that feels more like a vacation destination than a traditional condominium.

From morning walks along the sugar-white sand to evenings spent enjoying the energy of Panama City Beach, everything you need is right here. You're also perfectly positioned in the heart of it all, just moments from local dining, entertainment, and shopping, making it easy to enjoy the area without ever feeling removed from it.

For buyers watching the market, this is also an opportunity. Properties that are well-located, easy to own, and ready to enjoy immediately are becoming increasingly desirable, especially as more buyers prioritize lifestyle, flexibility, and simplicity over heavy renovation or high-maintenance investments. So, the question becomes: Are you looking for a property to manage... or a place you'll actually use? Because this one was clearly designed for the latter. Schedule your private showing today!

Key Features

  • Built in 2007
  • Waterfront

Property Details

2 full
#2311
2007

Amenities

WaterfrontA/C

Monthly Cost Estimate

$5,177/mo

20% down · 6.5% · 30 years

Principal$228
Interest$1,365
Insurance$92
HOA$3,492

Estimates only. Actual payments may vary.

Location

9900 S Thomas Drive

Panama City Beach, FL 32408

SHORES OF PANAMA

Property Details

Parking

Garage

Heating

Central

Cooling

Central Air

Appliances

CooktopDishwasherDisposalDryerRange HoodRefrigeratorWasher

Questions & Answers

This 2-bedroom, 2-bathroom condo at 9900 S Thomas Drive is listed at $315,000 ($347/sqft). The estimated monthly payment is $4,857 based on 20% down at 6.5% interest.

HOA fees are $3492/month.

Key features include: Built in 2007, Waterfront.

This property is listed by India T Lucious and can be reached at 8504195528 or indialucious@gmail.com.

IL

India T Lucious

Agent at EXP Realty LLC

(850) 419-5528

Listed by EXP Realty LLC · View on Broker Site

MLS# 1001637· Source: listhub· Updated 34 days ago

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

9900 S Thomas Drive, Panama City Beach, FL 32408

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