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About This Home

This 2-bedroom, 3-bathroom condo at 9900 S Thomas Drive in Panama City Beach, FL is listed for $425,000 ($399 per sqft). Built in 2007, the home offers 1,066 sqft of living space on a N/A lot.

Agent Description

Shores of Panama sets the standard for Gulf-front resort living, offering an unmatched collection of amenities including 500 feet of direct beachfront, a stunning 14,000 sq ft zero-entry lagoon-style pool, Gulf-side hot tub, heated indoor pool and spa, state-of-the-art fitness center, and two full-service on-site bars and dining options, creating an elevated vacation experience that keeps guests coming back year after year.

This Gulf-front 2-bedroom, 2.5-bath condo delivers stunning panoramic views of the emerald waters and sugar-white sand, an instant draw for vacationers and a proven income producer. Offered fully furnished and turnkey, this investment-ready property features an open-concept layout, spacious bedrooms with en-suite baths, and an additional half bath for guests, maximizing comfort and rental appeal.

The private balcony showcases sweeping Gulf views, creating the ultimate coastal experience guests are searching for. Located in the heart of Panama City Beach, this condo is walking distance to top attractions, dining, and entertainment, making it a top choice for short-term rentals year-round. Strong rental potential, unbeatable amenities, and views that sell themselves, this is the beach investment you've been waiting for.

Key Features

  • Built in 2007
  • Waterfront

Property Details

2 full, 1 half
#1918
2007

Amenities

WaterfrontA/C

Monthly Cost Estimate

$6,392/mo

20% down · 6.5% · 30 years

Principal$307
Interest$1,842
Insurance$124
HOA$4,119

Estimates only. Actual payments may vary.

Location

9900 S Thomas Drive

Panama City Beach, FL 32408

SHORES OF PANAMA

Features & Amenities

Interior Features

Breakfast BarCeiling RaisedHallway Bunk BedsOwner's ClosetWasher/Dryer Hookup

Exterior Features

Balcony

Property Details

Flooring

Tile

Construction

Concrete Stucco

Heating

Central

Cooling

Central Air

Appliances

CooktopDishwasherDisposalDryerMicrowaveWasherWater Heater - Elect

Questions & Answers

This 2-bedroom, 3-bathroom condo at 9900 S Thomas Drive is listed at $425,000 ($399/sqft). The estimated monthly payment is $5,961 based on 20% down at 6.5% interest.

HOA fees are $4119/month.

Key features include: Built in 2007, Waterfront. Interior Features: Breakfast Bar, Ceiling Raised, Hallway Bunk Beds. Exterior Features: Balcony.

This property is listed by Sostheim Group and can be reached at 8508144560 or carly@corcoranreverie.com.

SG

Sostheim Group

Agent at Corcoran Reverie SRB

(850) 814-4560

Listed by Corcoran Reverie SRB · View on Broker Site

MLS# 1001988· Source: listhub· Updated 31 days ago

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

9900 S Thomas Drive, Panama City Beach, FL 32408

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