Curious about this home?

Ask anything — no agents, no pressure

Try asking

About This Home

This 2-bedroom, 2-bathroom condo at 9900 S Thomas Drive in Panama City Beach, FL is listed for $365,000 ($402 per sqft). Built in 2007, the home offers 907 sqft of living space on a N/A lot.

Agent Description

Experience breathtaking Gulf views and unforgettable sunsets from this beautifully maintained 19th-floor condo in the highly desirable Shores of Panama. Perfectly positioned in the center of the building, this southern-facing unit offers unobstructed panoramic views overlooking the resort's iconic lagoon-style pool and the emerald waters of the Gulf of Mexico.

This spacious residence features a true 2-bedroom, 2-full-bath layout with an open and airy floor plan designed for comfort and coastal living. Tile flooring enhances the main living areas, while the expansive private balcony provides the ideal setting to relax, dine, or take in the spectacular sunset skies.

The kitchen is well-appointed with granite countertops, modern appliances, and a functional layout ideal for entertainingBoth bedrooms enjoy private full bathrooms, and the unit is complete with a full-size stacked washer and dryer for added convenience. Whether you're seeking a primary residence, second home, or investment opportunity, this Gulf-front condo delivers space, views, and the resort lifestyle Shores of Panama is known for.

Key Features

  • Built in 2007
  • Waterfront

Property Details

2 full
#1911
2007

Amenities

WaterfrontA/C

Monthly Cost Estimate

$5,194/mo

20% down · 6.5% · 30 years

Principal$264
Interest$1,582
Insurance$106
HOA$3,242

Estimates only. Actual payments may vary.

Location

9900 S Thomas Drive

Panama City Beach, FL 32408

SHORES OF PANAMA

Features & Amenities

Exterior Features

Balcony

Property Details

Construction

Concrete

Heating

Central

Cooling

Central Air

Appliances

DishwasherDisposalDryerMicrowaveRefrigeratorSmoke DetectorStove/Oven ElectricWasherWater Heater - Elect

Questions & Answers

This 2-bedroom, 2-bathroom condo at 9900 S Thomas Drive is listed at $365,000 ($402/sqft). The estimated monthly payment is $4,824 based on 20% down at 6.5% interest.

HOA fees are $3242/month.

Key features include: Built in 2007, Waterfront. Exterior Features: Balcony.

This property is listed by Sara M Reese and can be reached at 8504200425 or 30asara@flabeachlife.com.

SR

Sara M Reese

Agent at Compass

(850) 420-0425

Listed by Compass · View on Broker Site

MLS# 993109· Source: listhub· Updated 135 days ago

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

9900 S Thomas Drive, Panama City Beach, FL 32408

Open this listing in: