About This Home

This 5-bedroom, 5-bathroom single family at 13662 Front Beach Road in Panama City Beach, FL is listed for $1,850,000 ($629 per sqft). Built in 2023, the home offers 2,943 sqft of living space on a 0.06 acres lot.

Key Features

  • Built in 2023
  • 0.06 acre lot
  • 3 stories

Property Details

3 stories
4 full, 1 half
2023

Amenities

A/C
Listing Description

WIDE-OPEN GULF VIEWS. LUXURY RESORT LIVING. $167,000 IN 2026 RENTAL HISTORY. Welcome to a coastal retreat where the Gulf of Mexico takes center stage and every day feels like a vacation. Built in 2023 and offering nearly 3,000 square feet across three levels, this impressive 5-bedroom + bunk room beach home was designed for elevated coastal living.

From the moment you step inside, bright open spaces, vaulted and beamed ceilings, upscale finishes and abundant natural light create a relaxed yet refined atmosphere. Multiple balconies extend the living space outdoors, capturing beautiful, wide-open Gulf views and giving you a front-row seat to unforgettable Florida sunsets.

The open-concept kitchen and living areas were made for gathering, with a large island, breakfast bar, wet bar and plenty of space to entertain family and friends. With 5 bedrooms + a bunk room and multiple living areas, there's room for everyone while still offering the privacy expected from a luxury beach retreat.

Outside, enjoy your own fenced outdoor space, hot tub and multiple areas to relax after a day on the sand. And unlike the high-rise experience, there's no waiting on elevators or navigating crowded hallways--simply step outside your own beach house and enjoy the coast.

The home is located within Margaritaville Beach Cottage Resort, where the experience extends well beyond your front door. Owners and guests enjoy resort-style amenities including an expansive pool, pickleball and convenient beac all surrounded by the energy and lifestyle of Panama City Beach.

Whether envisioned as a luxury second home, an unforgettable family beach retreat or a vacation-rental investment, this property offers the rare combination of newer construction, exceptional Gulf views, resort amenities and the privacy of a single-family beach home. This isn't simply a place to stay at the beach. It's the way the beach was meant to be experienced.

Monthly Cost Estimate

$11,669/mo

20% down · 6.5% · 30 years

Principal$1,338
Interest$8,017
Insurance$540
HOA$1,775

Estimates only. Actual payments may vary.

Location

13662 Front Beach Road

Panama City Beach, FL 32413

Margaritaville Cottages

Features & Amenities

Interior Features

Breakfast BarCeiling BeamedCeiling VaultedKitchen IslandLighting RecessedWet Bar

Exterior Features

BalconyBBQ Pit/GrillHot Tub

Property Details

Flooring

Vinyl

Outdoor Features

PatioDeck

Heating

Central

Cooling

Central Air

Appliances

DishwasherDryerMicrowaveRange HoodRefrigeratorStove/Oven GasWasherWine RefrigeratorWater Heater - Gas

Questions & Answers

This 5-bedroom, 5-bathroom single family at 13662 Front Beach Road is listed at $1,850,000 ($629/sqft). The estimated monthly payment is $11,670 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $1775/month.

Key features include: Built in 2023, 0.06 acre lot, 3 stories. Interior Features: Breakfast Bar, Ceiling Beamed, Ceiling Vaulted. Exterior Features: Balcony, BBQ Pit/Grill, Hot Tub.

This property is listed by Michael Tomlin and can be reached at 8504992432.

MT

Michael Tomlin

License 3406817

Agent at Coldwell Banker Realty

(850) 499-2432
Agent website

Listed by Coldwell Banker Realty · Broker phone: (850) 501-1545 · View on Broker Site · Broker website

MLS# 1011735· Source: Emerald Coast Association of Realtors· 36 days on PropertySimple

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

13662 Front Beach Road, Panama City Beach, FL 32413

Open this listing in: